Polk County property record for 293 Summershore Dr, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,851 sqft · built 2020 |
| Lot Size | 0.182 acres (7,906 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,490 (Apr 2020) |
| Tax Bill | $2,754 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-36-305502-000930 |
| Primary APN | 25-27-36-305502-000930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,906 sqft (0.182 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 104 sqft |
| Street Address | 293 SUMMERSHORE DR |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERCREST ESTATES PB 169 PG 19-24 LOT 93 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WATERCREST ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12409 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 13, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Sep 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Apr 16, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2020 · Amount on Record |
| Deed Sale | Apr 16, 2020 · Amount on Record |
| Deed Document Number | 202080391 |
| Deed Book / Page | 11208 / 719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0000092346 |
| Book / Page | 13963 / 578 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202692346 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0000092346, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 13963/578 |
| Instrument | 202692346 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0000034782 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 13006/661 |
| Instrument | 2024034782 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0000255677 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 11917/1384 |
| Instrument | 2021255677 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 16, 2020 |
| Property Address | 293 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0112080719 |
| Book / Page | 011208 / 000719 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 80391 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 14, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 293 SUMMERSHORE DR AUBURNDALE FL 338232175, AUBURNDALE, FL 33823-2175 |
| Document Number | 112080720 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 011208/000720 |
| Instrument | 80392 |
| Name | EQUITY PRIME MTG |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,438 (+2.7%) | $248,634 (-1.35%) Land $50,000 Building $198,634 | |
| 2025 | $2,754.00 (+3.26%) Homeowner's exemption | $210,748 (+5.99%) | $252,037 (-7.93%) Land $50,000 Building $202,037 |
| 2024 | $2,667.00 (+2.66%) | ||
| 2023 | $2,598.00 (+2.89%) Homeowner's exemption | $198,844 (+3%) | $273,751 (+10.63%) Land $48,000 Building $225,751 |
| 2022 | $2,525.00 Homeowner's exemption | $193,052 | $247,443 Land $40,000 Building $207,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2004–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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