Polk County property record for 285 Summershore Dr, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,851 sqft · built 2020 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,500 (Jan 2022) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-36-305502-000950 |
| Primary APN | 25-27-36-305502-000950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,614 sqft (0.175 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 104 sqft |
| Street Address | 285 SUMMERSHORE DR |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-2175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERCREST ESTATES PB 169 PG 19-24 LOT 95 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WATERCREST ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 12409 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27750 HERITAGE LN, VALLEY CENTER, CA 92082-6961 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 4, 2020 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | Mar 4, 2020 · Amount on Record |
| Deed Document Number | 202210227 |
| Deed Book / Page | 12069 / 2011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 285 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0000010227 |
| Book / Page | 12069 / 2011 |
| Map Reference | MB 169 PG 19-24 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022010227 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | EQUITABLE TITLE OF OCALA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,341.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 580 BARRIO CEBORNCO, 580, BARCELONETA XX |
| Name | Verified Name |
|---|---|
| Address | 285 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Investor | Possibly a Property Investor |
| Document Number | 0120692013 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 12069/2013 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 285 SUMMERSHORE DR, AUBURNDALE, FL 33823-2175 |
| Document Number | 0111630220 |
| Book / Page | 011163 / 000220 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 50121 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 24, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,703.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 285 SUMMERSHORE DR AUBURNDALE FL 338232175, AUBURNDALE, FL 33823-2175 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,634 (-1.35%) Land $50,000 Building $198,634 | $248,634 (-1.35%) Land $50,000 Building $198,634 | |
| 2025 | $4,123.00 (-8.62%) | $252,037 (-7.93%) Land $50,000 Building $202,037 | $252,037 (-7.93%) Land $50,000 Building $202,037 |
| 2023 | $4,512.00 (+9.28%) | $273,751 (+10.63%) Land $48,000 Building $225,751 | $273,751 (+10.63%) Land $48,000 Building $225,751 |
| 2022 | $4,129.00 | $247,443 Land $40,000 Building $207,443 | $247,443 Land $40,000 Building $207,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2004–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures