293 Silver Moss Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 293 Silver Moss Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1970
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$2,312,500 (Feb 2024)
Tax Bill	$22,240 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-40-18-00001-0000-00051.1`

Property Details

APN / Parcel Number

Primary APN	`32-40-18-00001-0000-00051.1`
Alternative APN	`55189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	55189
Street Address	293 SILVER MOSS DR
City	VERO BEACH
State	FL
Zip	32963-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	JOHNS ISLAND PLAT 1 PBI 8-8 THAT PORT OF LOTS 50 AND 51 AKA PARCEL 135 DESC AS FOLL BEG AT THE SE COR OF SAID LOT 51 AND
Legal Range	40
Legal Township	32
Legal Section	18
Legal Subdivision	JOHNS ISLAND PLAT 1
Legal Block	C
Legal Lot Number	50-51
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1013
Census Tract	50507

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	293 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	3120240004878
Deed Book / Page	3675 / 2444
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 2, 2024
Property Address	293 SILVER MOSS DR, VERO BEACH, FL 32963-3319
Document Number	0036752444
Book / Page	3675 / 2444
Map Reference	MB 8 PG 8
Instrument Date	Jan 31, 2024
Instrument	3120240004878
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	DOMINION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 OLD WINTER BEACH RD, VERO BEACH, FL 32963-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319

Mortgage

Document Number	0036752447
Date	Feb 2, 2024
Instrument	3675/2447

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	16.1%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,240.00 (+74.46%)	$1,887,765 (+70.17%) Land $1,190,000 Building $697,765	$1,887,765 (+38.6%) Land $1,190,000 Building $697,765
2023	$12,748.00 (+2.19%)	$1,109,360 (+3%)	$1,362,009 (+23.55%) Land $850,000 Building $512,009
2022	$12,475.00	$1,077,049	$1,102,407 Land $765,000 Building $337,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20