Indian River County property record for 291 Silver Moss Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1970 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,225,000 (Apr 2020) |
| Tax Bill | $24,438 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Aug 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-18-00001-0000-00051.0 |
| Primary APN | 32-40-18-00001-0000-00051.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 155 ft deep x 63.8 ft wide |
| View / Lot | Golf Course |
| Patio Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 291 SILVER MOSS DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | SEC 18 TWP 32 S RGE 40 E PLAT 1 PBI 8-8 AKA PARCEL 134 DESC AS FOLL: BEG AT THE NE COR OF LOT 51 AND RUN TH S88-33-13W ON THE N LINE OF LOT 51 A DIST OF 155.54 FT TO THE NW COR OF LOT 51; TH S13-54-01W ALONG THE W LINE OF LOT 51 A DIST OF 67.40 FT; T |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 18 |
| Legal Subdivision | JOHNS ISLAND PLAT 1 |
| Legal Block | C |
| Legal Lot Number | 51 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 50507 |
291 Silver Moss Dr is owned and occupied by two individuals who bought it in April 2020.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 SILVER MOSS DR, VERO BEACH, FL 32963-3319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 13, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 15, 2019 | Warranty Deed, Transfer · ARM CITIZENS BANK NA |
| Aug 4, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 202023797 |
| Deed Book / Page | 3296 / 1151 |
| Prior Transfer Date | Aug 12, 2019 |
| Prior Transfer Doc | 0032300412 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 29, 2020 |
| Property Address | 291 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Number | 0032961151 |
| Book / Page | 003296 / 001151 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 23797 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $8,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 68 FITCH WAY PRINCETON NJ 085407609, PRINCETON, NJ 08540-7609 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 291 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Number | 0032300412 |
| Book / Page | 003230 / 000412 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 47723 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 291 SILVER MOSS DR INDIAN RIVER SHORES FL 329633319, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 291 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Number | 0031910904 |
| Book / Page | 3191 / 0904 |
| Map Reference | MB 8 PG 8 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 3120190015400 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 SILVERMINE WOODS, 14, WILTON, FL |
| Name | Verified Name |
|---|---|
| Address | 291 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Number | 3120190015401 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 3120190015401 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 4, 2017 |
| Property Address | 291 SILVER MOSS DR, INDIAN RIVER SHORES, FL 32963-3319 |
| Document Number | 0030461069 |
| Book / Page | 003046 / 001069 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 45612 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 291 SILVER MOSS DR VERO BEACH FL 329633319, VERO BEACH, FL 32963-3319 |
The 2025 property tax bill for 291 Silver Moss Dr was $24,438 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,438.00 Homeowner's exemption | $2,073,613 | $2,174,533 Land $1,190,000 Building $984,533 |
| 2023 | $18,795.00 (+19.1%) | $1,909,670 (+28.26%) Land $935,000 Building $974,670 | $1,909,670 (+28.26%) Land $935,000 Building $974,670 |
| 2022 | $15,781.00 | $1,488,946 Land $841,500 Building $647,446 | $1,488,946 Land $841,500 Building $647,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 291 Silver Moss Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 291 Silver Moss Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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