293 Reef Point Way, Unit 6, Oceanside, CA 92058 Property Records

San Diego County property record for 293 Reef Point Way, Unit 6, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,005 sqft · built 2006
Lot Size	5.41 acres (235,809 sqft)
Owner	2 Company Names on Record
Last Sale	$568,000 (Apr 2026)
Tax Bill	$6,255 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone A99 (high risk)
APN	`158-051-19-70`

Property Details

APN / Parcel Number

Primary APN	`158-051-19-70`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,005 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	235,809 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	293 REEF POINT WAY, 6
City	OCEANSIDE
State	CA
Zip	92058-0845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C-H
Legal Description	LOT 1 US 70PER DOC05-975347&UND INT IN BLDG ENVELOPE 14 IN TR 015171
Legal Subdivision	PELICAN COVE
Legal Tract	015171
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	293 REEF POINT WAY, 6, OCEANSIDE, CA 92058-0845
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer · Conventional Mortgage JMAC LENDING
Sep 13, 2022	Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 13, 2022	Grant Deed, Transfer · Conventional Mortgage MODERN MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	2026117697
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2026
Property Address	293 REEF POINT WAY, 6, OCEANSIDE, CA 92058-0845
Document Number	0000117697
Instrument Date	Apr 3, 2026
Instrument	2026.117697
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,104.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Mortgage

Document Number	0000117698,
Date	Apr 27, 2026
Instrument	2026..117698

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2022
Property Address	293 REEF POINT WAY UNIT 6, 6, OCEANSIDE, CA 92058-0845
Document Number	0000361711
Map Reference	DOC 2005-0975347
Instrument Date	Aug 30, 2022
Instrument	2022-0361711
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27704 BROOKSHIRE CIR, MENIFEE, CA 92585-8967

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2022
Property Address	293 REEF POINT WAY UNIT 6, 6, OCEANSIDE, CA 92058-0845
Document Number	0000361712
Map Reference	DOC 2005-0975347
Instrument Date	Aug 24, 2022
Instrument	2022-0361712
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 REEF POINT WAY UNIT 6, 6, OCEANSIDE, CA 92058-0845

Mortgage

Document Number	0000361713
Date	Sep 13, 2022
Instrument	2022-0361713

Lender

Name	MODERN MORTGAGE LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,745 (+2%) Land $346,189 Building $221,556
2025	$6,255.00 (+3.39%)	$556,613 (+9.79%) Land $339,401 Building $217,212
2024	$6,050.00 (+7.33%)
2023	$5,637.00 (+161.82%)	$507,000 Land $309,000 Building $198,000
2022	$2,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, FiberFirst, Frontier, GeoLinks, T-Mobile, Verizon.

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