San Diego County property record for 293 Reef Point Way, Unit 4, Oceanside, CA 92058
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 2006 |
| Lot Size | 5.41 acres (235,809 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (May 2018) |
| Tax Bill | $5,106 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-051-19-72 |
| Primary APN | 158-051-19-72 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,410 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 235,809 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 293 REEF POINT WAY, 4 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0845 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C-H |
| Legal Description | LOT 1 US 72PER DOC05-975347&UND INT IN BLDG ENVELOPE 14 IN TR 015171 |
| Legal Subdivision | PELICAN COVE |
| Legal Tract | 015171 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 18622 |
Source: San Diego County records · APN 158-051-19-72
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 293 REEF POINT WAY, 4, OCEANSIDE, CA 92058-0845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 10, 2018 | Grant Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Dec 04, 2009 · Amount on Record |
| Deed Document Number | 2018189869 |
| Prior Transfer Date | Aug 29, 2015 |
| Prior Transfer Doc | 0000473559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 293 REEF POINT WAY UNIT 4, 4, OCEANSIDE, CA 92058-0845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000300645 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020-0300645 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 10, 2018 |
| Property Address | 293 REEF POINT WAY UNIT 4, 4, OCEANSIDE, CA 92058-0845 |
| Document Number | 0000189869 |
| Map Reference | FILE 2005-0975347 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 2018-0189869 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 293 REEF POINT WAY UNIT 4, 4, OCEANSIDE, CA 92058-0845 |
| Document Number | 0000189870 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2018-0189870 |
| Name | MORIA DEVELOPMENT INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $470,031 (+2%) Land $252,734 Building $217,297 | |
| 2025 | $5,106.00 (+5.23%) Homeowner's exemption | $460,816 (+4.04%) Land $247,779 Building $213,037 |
| 2023 | $4,852.00 (+1.57%) Homeowner's exemption | $442,923 Land $238,158 Building $204,765 |
| 2022 | $4,777.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A99 high risk · federal flood protection under construction |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 69 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 33 condo units |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, California Internet, Frontier, Generate-Ubiquity Holdings, T-Mobile USA, Verizon.
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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