293 Peninsula Point Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 293 Peninsula Point Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2,450 sqft
Lot Size	0.195 acres (8,509 sqft)
Owner	2 Individual Names on File
Last Sale	$416,955 (Jan 2026)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9486-02-05400`

Property Details

APN / Parcel Number

Primary APN	`9486-02-05400`
Alternative APN	`R462477`

Interior

Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	1,166 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,509 sqft (0.195 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	293 PENINSULA POINT DR
City	MONTGOMERY
State	TX
Zip	77356-1796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S948602 - WATERSTONE ON LAKE CONROE 02, BLOCK 4, LOT 49
Legal Subdivision	WATERSTONE ON LAKE CONROE 02
Legal Block	4
Legal Lot Number	49
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	694303

Owner

293 Peninsula Point Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	293 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Vendor's Lien, Subdivision Related Transfer K HOVNANIAN AMERICAN MORTGAGE LLC
Nov 22, 2020	Loan Modification, Mortgage PROSPERITY BK
Nov 28, 2017	Grant Deed, Mortgage PROSPERITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Deed Document Number	20267678
Record Updated	Oct 29, 2026

January 2026: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jan 27, 2026
Property Address	293 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000007678
Map Reference	CAB Z SH 3577
Instrument Date	Jan 23, 2026
Instrument	2026007678
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2026
Title Company	EASTERN NATL TTL AGCY TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796

Mortgage

Date	Jan 27, 2026

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	293 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000003995
Instrument Date	Nov 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	293 PENINSULA POINT DR MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Mortgage

Document Number	0000003995
Date	Jan 12, 2021
Instrument	3995

Lender

Name	PROSPERITY BK
Type	Bank
Address	1205 N NAVARRO ST, VICTORIA, TX 77901-6022

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2022

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 28, 2017
Property Address	293 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Instrument Date	Nov 22, 2017
Instrument	107191
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 WATERSTONE DR MONTGOMERY TX 773562505, MONTGOMERY, TX 77356-2505

Mortgage

Document Number	0000107191
Date	Nov 28, 2017
Instrument	107191

Lender

Name	PROSPERITY BK
Type	Bank
Address	811 LOUISIANA ST # 140L, HOUSTON, TX 77002-1403

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 27, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 293 Peninsula Point Dr was $1,406, up 19.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (+356.26%) Land $72,327 Building $257,673	$330,000 (+356.26%) Land $72,327 Building $257,673
2025	$1,406.00 (+19.76%)	$72,327 (+24.38%) Land $72,327	$72,327 (-) Land $72,327
2024	$1,174.00 (+23.19%)	$58,152 (+2%) Land $72,327	$72,327 (+49.25%) Land $72,327
2023	$953.00	$48,460 Land $48,460	$48,460 Land $48,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 293 Peninsula Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Peninsula Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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