282 Peninsula Point Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 282 Peninsula Point Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,180 sqft
Lot Size	0.28 acres (12,203 sqft)
Owner	2 Individual Names on File
Last Sale	$483,787 (Dec 2024)
Tax Bill	$7,809 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9486-02-04600`

Property Details

APN / Parcel Number

Primary APN	`9486-02-04600`
Alternative APN	`R462469`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,180 sqft Living Area
Gross Area	3,690 sqft
1st Floor Area	3,180 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,203 sqft (0.28 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	282 PENINSULA POINT DR
City	MONTGOMERY
State	TX
Zip	77356-1796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S948602 - WATERSTONE ON LAKE CONROE 02, BLOCK 4, LOT 41
Legal Subdivision	WATERSTONE ON LAKE CONROE 02
Legal Block	4
Legal Lot Number	41
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	694303

Owner

282 Peninsula Point Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Dec 11, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Nov 22, 2020	Loan Modification, Mortgage PROSPERITY BK
Nov 28, 2017	Grant Deed, Mortgage PROSPERITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on File
Deed Sale	Dec 11, 2024 · Amount on File
Deed Document Number	2024123855
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796

Mortgage

Document Number	0000035995
Date	Apr 15, 2025
Instrument	2025035995

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

December 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 11, 2024
Property Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000123855
Map Reference	CAB Z SH 3577
Instrument Date	Dec 9, 2024
Instrument	2024123855
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2025
Title Company	EASTERN NATIONAL TITLE AGENCY, EASTERN NATIONAL TITLE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796

Mortgage

Document Number	0000123856
Date	Dec 11, 2024
Instrument	2024123856

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Document Number	0000003995
Instrument Date	Nov 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	282 PENINSULA POINT DR MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Mortgage

Document Number	0000003995
Date	Jan 12, 2021
Instrument	3995

Lender

Name	PROSPERITY BK
Type	Bank
Address	1205 N NAVARRO ST, VICTORIA, TX 77901-6022

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2022

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 28, 2017
Property Address	282 PENINSULA POINT DR, MONTGOMERY, TX 77356-1796
Instrument Date	Nov 22, 2017
Instrument	107191
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 WATERSTONE DR MONTGOMERY TX 773562505, MONTGOMERY, TX 77356-2505

Mortgage

Document Number	0000107191
Date	Nov 28, 2017
Instrument	107191

Lender

Name	PROSPERITY BK
Type	Bank
Address	811 LOUISIANA ST # 140L, HOUSTON, TX 77002-1403

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 27, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 282 Peninsula Point Dr was $7,809 with a homeowner's exemption, up 363.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,941 (+4.49%) Land $103,726 Building $429,215	$532,941 (+4.49%) Land $103,726 Building $429,215
2025	$7,809.00 (+363.72%)	$510,049 (+511.57%) Land $103,726 Building $406,323	$510,049 (+391.73%) Land $103,726 Building $406,323
2024	$1,684.00 (+23.19%)	$83,400 (+2%) Land $103,726	$103,726 (+49.25%) Land $103,726
2023	$1,367.00	$69,500 Land $69,500	$69,500 Land $69,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 282 Peninsula Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	2 (2017–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Peninsula Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY serves 3,771 people · EPA ID TX1700022
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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