293 Lands Smith Rd, Monroe, TN 38573 Property Records

Overton County property record for 293 Lands Smith Rd, Monroe, TN 38573

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,161 sqft · built 2005
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Feb 2019)
Tax Bill	$736 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067030 01401`

Property Details

APN / Parcel Number

Primary APN	`067030 01401`
Alternative APN	`030 01401`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	1,161 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	293 LANDS SMITH RD
City	MONROE
State	TN
Zip	38573-6028
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 11, COUNTY AREA: R02
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1027
Census Tract	950100

Owner

293 Lands Smith Rd, a mobile home, is owned and occupied by an individual who acquired it in January 2023.

Source: Overton County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	293 LANDS SMITH RD, MONROE, TN 38573-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST OF THE CUMBERLANDS
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST OF THE CUMBERLANDS
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BK&TR/CUMBERLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	Nov 25, 2003 · Amount on File
Deed Document Number	201958296
Deed Book / Page	203 / 210
Last Transfer Date	Jan 20, 2023
Transfer Doc	0000079622
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	293 LANDS SMITH RD, MONROE, TN 38573-6028
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LANDS SMITH RD, MONROE, TN 38573-6028
Investor	Possibly a Property Investor

Mortgage

Document Number	0003050349
Date	Feb 13, 2024
Book Page	305/349
Instrument	83906

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Apr 9, 2029

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	293 LANDS SMITH RD, MONROE, TN 38573-6028
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LANDS SMITH RD, MONROE, TN 38573-6028

Mortgage

Document Number	0002750240
Date	Jul 7, 2022
Book Page	275/240
Instrument	76137

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	293 LANDS SMITH RD, MONROE, TN 38573-6028
Document Number	0002140755
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 LANDS SMITH RD MONROE TN 385736028, MONROE, TN 38573-6028

Mortgage

Document Number	0002140755
Date	Nov 5, 2019
Book Page	000214/000755
Instrument	61315

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 293 Lands Smith Rd was $736, up 0.8% from the year before.

Source: Overton County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$736.00 (+0.82%)	$55,050 (+69.38%) Land $14,650 Building $40,400	$220,200 Land $58,600 Building $161,600
2024	$730.00 (+14.06%)	$32,500 (-) Land $10,050 Building $22,450
2023	$640.00 (-2.59%)	$32,500 (-2.55%) Land $10,050 Building $22,450
2022	$657.00	$33,350 Land $10,900 Building $22,450	$133,400 Land $43,600 Building $89,800
2020			$130,000 Land $40,200 Building $89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Lands Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Lands Smith Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

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