202 Lands Smith Rd, Monroe, TN 38573 Property Records

Overton County property record for 202 Lands Smith Rd, Monroe, TN 38573

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,002 sqft · built 1958
Lot Size	5.61 acres (244,807 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2021)
Tax Bill	$799 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`067030 03308`

Property Details

APN / Parcel Number

Primary APN	`067030 03308`
Alternative APN	`030 03308`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
Basement Area	924 sqft
Unfinished Basement	924 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.61 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	180 sqft
Deck Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	202 LANDS SMITH RD
City	MONROE
State	TN
Zip	38573-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:11 MAP REF:030
Jurisdiction	OVERTON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1032
Census Tract	950100

Owner

202 Lands Smith Rd is owned by an individual who bought it in November 2021.

Source: Overton County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 S COURT SQ, LIVINGSTON, TN 38570-1811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 4, 2021	Warranty Deed, Transfer · Line of Credit AMERICAN BANK & TRUST OF THE CUMBER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	72222
Deed Book / Page	259 / 104
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	202 LANDS SMITH RD, MONROE, TN 38573-6027
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003050930
Date	Feb 22, 2024
Book Page	305/930
Instrument	84043

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Nov 4, 2021
Property Address	202 LANDS SMITH RD, MONROE, TN 38573-6027
Document Number	0002590104
Book / Page	259 / 104
Instrument Date	Nov 3, 2021
Instrument	72222
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S COURT SQ, LIVINGSTON, TN 38570-1811

Mortgage

Document Number	0000072223
Date	Nov 4, 2021
Instrument	72223

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 5, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 202 Lands Smith Rd was $799, down 9% from the year before.

Source: Overton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00 (-9%)	$59,775 (+52.98%) Land $13,950 Building $45,825	$239,100 Land $55,800 Building $183,300
2024	$878.00 (+11.56%)	$39,075 (-2.19%) Land $9,700 Building $29,375
2023	$787.00	$39,950 (-) Land $9,700 Building $30,250
2022	$787.00	$39,950 Land $9,700 Building $30,250	$159,800 Land $38,800 Building $121,000
2020			$156,300 Land $38,800 Building $117,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 202 Lands Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Lands Smith Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Lands Smith Rd

Nearby Streets

All Monroe, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures