293 E Main St, Gouverneur, NY 13642 Property Records

St. Lawrence County and Gouverneur Town property record for 293 E Main St, Gouverneur, NY 13642

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,756 sqft · built 1928
Lot Size0.441 acres (19,215 sqft)
OwnerIndividual Name on File
Last Sale$48,500 (Jul 1997)
Tax Bill$3,537 (2026)
Deeds & MortgagesJan 2022 Mortgage
Sep 2020 Transfer
+ 2 more
APN404001 173.025-8-21

Property Details

APN / Parcel Number

Primary APN404001 173.025-8-21
Alternative APN
  • 400117302500080210000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,756 sqft Total Area
1st Floor Area1,540 sqft
2nd Floor Area904 sqft
Upper Floors Area312 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,215 sqft (0.441 acres)
Lot Dimensions183 ft deep x 105 ft wide
PorchSlab
Porch Area614 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number404001 173.025-8-21
Street Address293 E MAIN ST
CityGOUVERNEUR
StateNY
Zip13642-2503
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR1
Legal Block8
Legal Lot Number21.000
JurisdictionST LAWRENCE NY
Township / Civil DivisionGOUVERNEUR
Census Block Group1
Census Block1028
Census Tract492700

Owner

Source: St. Lawrence County and Gouverneur Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address13961 S BONAPARTE RD, HARRISVILLE, NY 13648-2309
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARTHAGE FSLA
Sep 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN CU
Jun 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 1997 · Amount on File
Deed SaleJul 2, 1997 · Amount on File
Deed Book / Page1108 / 491
Last Transfer DateAug 31, 2020
Transfer Doc0000009849
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address293 E MAIN ST, GOUVERNEUR, NY 13642-2503
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SPRAGUEVILLE RD, GOUVERNEUR, NY 13642-3528

Mortgage

Document Number0000000620
DateJan 14, 2022
InstrumentR-2022-00000620
Lender
NameCARTHAGE FSLA
TypeBank
AddressCARTHAGE, NY 13619
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037
Interest
Rate TypeAdjustable Rate
Rate5.78%
Type Change DateFeb 1, 2023
Min Rate At Change5%
Max Rate At Change10.7%
Index1-Year CMT
Margin5
Max Rate10.7%

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LAWRENCE NY
Recording DateSep 21, 2020
Property Address293 E MAIN ST, GOUVERNEUR, NY 13642-2503
Document Number0000009849
Instrument DateAug 31, 2020
Instrument9849
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 SPRAGUEVILLE RD GOUVERNEUR NY 136423528, GOUVERNEUR, NY 13642-3528

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LAWRENCE NY
Property Address293 E MAIN ST, GOUVERNEUR, NY 13642-2503
Document Number0000005393
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address293 E MAIN ST GOUVERNEUR NY 136422503, GOUVERNEUR, NY 13642-2503

Mortgage

Document Number0000005393
DateMay 7, 2019
Instrument5393
Lender
NameNORTHERN CU
AddressWATERTOWN, NY 13601
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 6, 2029

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LAWRENCE NY
Recording DateJun 16, 2017
Property Address293 E MAIN ST, GOUVERNEUR, NY 13642-2503
Document Number0000007801
Instrument DateMay 2, 2017
Instrument7801
Transaction TypeTransfer
Record UpdatedJun 20, 2017

Transaction

AmountAmount on Record
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address285 E MAIN ST GOUVERNEUR NY 136421509, GOUVERNEUR, NY 13642-1509

Tax Assessment & Valuation

Source: St. Lawrence County and Gouverneur Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountySt. Lawrence County
County SubdivisionGouverneur Town
MunicipalityGouverneur Village
Unified School DistrictGouverneur Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,537.00 (+3.06%)
2025$3,432.00 (+1.66%)$87,000 (-) Land $6,400 Building $80,600$120,833 (+5.55%) Land $8,889 Building $111,944
2024$3,376.00$87,000 (-) Land $6,400 Building $80,600$114,474 (+6.58%) Land $8,421 Building $106,053
2023$87,000 Land $6,400 Building $80,600$107,407 Land $7,901 Building $99,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOUVERNEUR
serves 4,263 people · EPA ID NY4404385
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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