St. Lawrence County and Gouverneur Town property record for 285 E Main St, Gouverneur, NY 13642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 1900 |
| Lot Size | 0.214 acres (9,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Jul 2021) |
| Tax Bill | $4,858 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more |
| APN | 404001 173.025-8-22 |
| Primary APN | 404001 173.025-8-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 836 sqft |
| 2nd Floor Area | 836 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,333 sqft (0.214 acres) |
| Lot Dimensions | 183 ft deep x 51 ft wide |
| Porch | Porch |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 404001 173.025-8-22 |
|---|---|
| Street Address | 285 E MAIN ST |
| City | GOUVERNEUR |
| State | NY |
| Zip | 13642-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 8 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | GOUVERNEUR |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 492700 |
Source: St. Lawrence County and Gouverneur Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 E MAIN ST, GOUVERNEUR, NY 13642-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHERN CU |
| Sep 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHERN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 20219533 |
| Prior Transfer Date | Jan 20, 2015 |
| Prior Transfer Doc | 0000001020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Jul 22, 2021 |
| Property Address | 285 E MAIN ST, GOUVERNEUR, NY 13642-1509 |
| Document Number | 9533 |
| Instrument Date | Jun 24, 2021 |
| Instrument | R-2021-00009533 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 E MAIN ST, 285, GOUVERNEUR, NY 13642-1509 |
| Name | Verified Name |
|---|---|
| Address | 23 SOUTH ST APT 3, 3, GOUVERNEUR, NY 13642-1420 |
| Document Number | 9534 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | R-2021-00009534 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 285 E MAIN ST, GOUVERNEUR, NY 13642-1509 |
| Document Number | 0000012749 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 285 E MAIN ST GOUVERNEUR NY 136421509, GOUVERNEUR, NY 13642-1509 |
| Document Number | 0000012749 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 12749 |
| Name | NORTHERN CU |
|---|---|
| Address | WATERTOWN, NY 13601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Sep 21, 2020 |
| Property Address | 285 E MAIN ST, GOUVERNEUR, NY 13642-1509 |
| Document Number | 0000009850 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 9850 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 E MAIN ST GOUVERNEUR NY 136421509, GOUVERNEUR, NY 13642-1509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 285 E MAIN ST, GOUVERNEUR, NY 13642-1509 |
| Document Number | 0000005082 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 285 E MAIN ST GOUVERNEUR NY 136421509, GOUVERNEUR, NY 13642-1509 |
| Document Number | 0000005082 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 5082 |
| Name | NORTHERN FCU |
|---|---|
| Type | Credit Union |
| Address | WATERTOWN, NY 13601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Lawrence County and Gouverneur Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Gouverneur Town |
| Municipality | Gouverneur Village |
| Unified School District | Gouverneur Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,858.00 (+3.05%) | ||
| 2025 | $4,714.00 | $119,500 (-) Land $8,000 Building $111,500 | $165,972 (+12.5%) Land $11,111 Building $154,861 |
| 2023 | $119,500 Land $8,000 Building $111,500 | $147,531 Land $9,877 Building $137,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOUVERNEUR serves 4,263 people · EPA ID NY4404385 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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