293 Bergman Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 293 Bergman Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	22.4 acres (978,793 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2013)
Tax Bill	$2,562 (2026)
Deeds & Mortgages	Dec 2022 Refinance May 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`92-010-0115`

Property Details

APN / Parcel Number

Primary APN	`92-010-0115`
Alternative APN	`33778`

Exterior

Lot Area	978,793 sqft (22.4 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	33778
Street Address	293 BERGMAN RD
City	CLOQUET
State	MN
Zip	55720-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 SW1/4 SW1/4 TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	01
Legal Subdivision	TOWN OF PERCH LAKE
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	1
Census Block	1010
Census Tract	940000

Owner

Source: Carlton County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
Jan 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CREDIT UNION
Dec 21, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance SHARE ADVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2013 · Amount on Record
Deed Sale	Mar 4, 2013 · Amount on Record
Prior Sale	Dec 13, 2010 · Amount on Record
Deed Document Number	2013449104
Prior Transfer Date	Feb 2, 2007
Prior Transfer Doc	0000407555
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000509918
Date	Dec 19, 2022
Instrument	A000509918

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Jan 1, 2027

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000506039
Date	May 6, 2022
Instrument	A000506039

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000501954
Date	Sep 29, 2021
Instrument	A000501954

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000490123
Date	Jan 10, 2020
Instrument	A000490123

Lender

Name	SHARE ADVANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	293 BERGMAN RD, CLOQUET, MN 55720-9764
Transaction Type	Mortgage
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000484017
Date	Dec 21, 2018
Instrument	A000484017

Lender

Name	SHARE ADVANTAGE CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,562.00 (+16.03%) Homeowner's exemption
2025		$214,300 (+10.64%) Land $107,400 Building $106,900	$214,300 (+10.64%) Land $107,400 Building $106,900
2024	$2,208.00 Homeowner's exemption	$193,700 (+6.66%) Land $107,400 Building $86,300	$193,700 (+6.66%) Land $107,400 Building $86,300
2023	$2,208.00 Homeowner's exemption	$181,600 (-) Land $99,400 Building $82,200	$181,600 (-) Land $99,400 Building $82,200
2022		$181,600 Land $99,400 Building $82,200	$181,600 Land $99,400 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

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