262 Bergman Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 262 Bergman Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Details	1,155 sqft · built 1991
Lot Size	11.5 acres (502,247 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2023)
Tax Bill	$3,788 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92-010-0122`

Property Details

APN / Parcel Number

Primary APN	`92-010-0122`
Alternative APN	`33780`

Interior

Building Area	1,155 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	502,247 sqft (11.5 acres)

Location & Zoning

Account Number	33780
Street Address	262 BERGMAN RD
City	CLOQUET
State	MN
Zip	55720-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF N1/2 OF SE1/4 OF SW1/4 TOWN OF PERCH LAKE
Legal Range	18
Legal Township	49
Legal Section	01
Legal Subdivision	TOWN OF PERCH LAKE
Jurisdiction	CARLTON MN
Township / Civil Division	PERCH LAKE
Census Block Group	1
Census Block	1010
Census Tract	940000

Owner

262 Bergman Rd is owned and occupied by an individual who bought it in May 2023.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	262 BERGMAN RD, CLOQUET, MN 55720-9764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION
Mar 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NATIONAL BANK OF COMMERCE
Sep 27, 2017	Warranty Deed, Transfer BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20231540150
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 1, 2023
Property Address	262 BERGMAN RD, CLOQUET, MN 55720-9764
Document Number	T000041801
Instrument Date	May 30, 2023
Instrument	T000041801
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	262 BERGMAN RD, CLOQUET, MN 55720-9764

Mortgage

Document Number	T000041802
Date	Jun 1, 2023
Instrument	T000041802

Lender

Name	MEMBERS COOPERATIVE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 15, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 28, 2023
Property Address	262 BERGMAN RD, CLOQUET, MN 55720-9764
Document Number	T000041718
Instrument Date	Mar 24, 2023
Instrument	T000041718
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2757 LUND RD, CLOQUET, MN 55720-9778

Mortgage

Document Number	T000041719
Date	Mar 28, 2023
Instrument	T000041719

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Sep 27, 2017
Property Address	262 BERGMAN RD, CLOQUET, MN 55720-9764
Document Number	T000038076
Instrument Date	Sep 19, 2017
Instrument	T000038076
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARTON COUNTY TITLE COMPANY, CARLTON COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 BERGMAN RD, CLOQUET, MN 55720-9764

Tax Assessment & Valuation

The 2026 property tax bill for 262 Bergman Rd was $3,788 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Perch Lake Township
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,788.00 Homeowner's exemption
2025		$282,100 (+52.16%) Land $89,400 Building $192,700	$282,100 (+52.16%) Land $89,400 Building $192,700
2024	$2,270.00 Homeowner's exemption	$185,400 (+5.88%) Land $89,400 Building $96,000	$185,400 (+5.88%) Land $89,400 Building $96,000
2023	$2,270.00 Homeowner's exemption	$175,100 (-) Land $83,600 Building $91,500	$175,100 (-) Land $83,600 Building $91,500
2022		$175,100 Land $83,600 Building $91,500	$175,100 Land $83,600 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 262 Bergman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 262 Bergman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fond du Lac Communications Fiber	1,000 / 1,000

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