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2928 Forge Rd, Toano, VA 23168 Property Records

James City County property record for 2928 Forge Rd, Toano, VA 23168 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,048 sqft · built 1900
Lot Size3 acres (130,724 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Apr 2025)
Tax Bill$1,385 (2019)
Deeds & MortgagesFeb 2026 Construction Loan
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-3 01-0-0017-A

Property Details

APN / Parcel Number

Primary APN12-3 01-0-0017-A
Alternative APN
  • 3086

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,048 sqft Living Area

Exterior

Year BuiltBuilt 1900
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area130,724 sqft (3 acres)
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number3086
Street Address2928 FORGE RD
CityTOANO
StateVA
Zip23168-9119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW P-2 MEADOWS FAMILY FORGE ROAD
Legal SubdivisionACREAGE LOTS POWHATAN
Legal Lot Number17A
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group1
Census Block1012
Census Tract80403

Owner

Source: James City County records · APN 12-3 01-0-0017-A

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2928 FORGE RD, TOANO, VA 23168-9119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Construction Mortgage
CHESAPEAKE BANK
Mar 26, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2025 · Amount on Record
Deed SaleApr 07, 2025 · Amount on Record
Prior SaleJul 03, 2013 · Amount on Record
Deed Document Number202504748
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address2928 FORGE RD, TOANO, VA 23168-9119
Transaction TypeMortgage
Record UpdatedMar 09, 2026
Title CompanyGEM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2910 FORGE RD, TOANO, VA 23168-9119

Mortgage

Document Number0202602080
DateFeb 20, 2026
Instrument202602080
Lender
NameCHESAPEAKE BANK
TypeBank
AddressKILMARNOCK, VA 22482
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address2928 FORGE RD, TOANO, VA 23168-9119
Document Number0000004503
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2928 FORGE RD TOANO VA 231689119, TOANO, VA 23168-9119

Mortgage

Document Number0000004503
DateMar 27, 2020
Instrument4503
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$247,000 (+36.24%) Land $141,400 Building $105,600$247,000 (+36.24%) Land $141,400 Building $105,600
2023$181,300 Land $121,100 Building $60,200$181,300 Land $121,100 Building $60,200
2019$1,385.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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