2921 Forge Rd, Toano, VA 23168 Property Records

James City County property record for 2921 Forge Rd, Toano, VA 23168

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,737 sqft · built 2017
Lot Size	9.68 acres (421,661 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Aug 2014)
Tax Bill	$8,884 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-3 07-0-0002`

Property Details

APN / Parcel Number

Primary APN	`12-3 07-0-0002`
Alternative APN	`31553`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,737 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	421,661 sqft (9.68 acres)
Garage Type	Mixed
Garage Area	1,918 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	635 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	31553
Street Address	2921 FORGE RD
City	TOANO
State	VA
Zip	23168-9120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	L-2 WILLOW POND ESTATES
Legal Subdivision	WILLOW POND ESTATES
Legal Lot Number	2
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2011
Census Tract	80402

Owner

Source: James City County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2921 FORGE RD, TOANO, VA 23168-9120
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Intrafamily Transfer, Transfer
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage BAY CAP MTG
Dec 27, 2017	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MTG
Apr 4, 2017	Trustee's Deed, Construction Loan · Line of Credit CHESAPEAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Book / Page	1400 / 14041
Last Transfer Date	Apr 3, 2023
Transfer Doc	0202303148
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Apr 4, 2023
Property Address	2921 FORGE RD, TOANO, VA 23168-9120
Document Number	0202303148
Instrument Date	Apr 3, 2023
Instrument	202303148
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 FORGE RD, TOANO, VA 23168-9120

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2921 FORGE RD, TOANO, VA 23168-9120
Document Number	0000016064
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 FORGE RD TOANO VA 231689120, TOANO, VA 23168-9120

Mortgage

Document Number	0000016064
Date	Nov 1, 2019
Instrument	16064

Lender

Name	BAY CAP MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2921 FORGE RD, TOANO, VA 23168-9120
Document Number	0000024703
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000024703
Date	Dec 28, 2017
Instrument	24703

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Interest

Rate Type	Fixed Rate

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 4, 2017
Property Address	2921 FORGE RD, TOANO, VA 23168-9120
Instrument Date	Mar 30, 2017
Instrument	6978
Transaction Type	Construction Loan
Record Updated	Apr 28, 2017
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2921 FORGE RD TOANO VA 231689120, TOANO, VA 23168-9120

Mortgage

Document Number	0000006978
Date	Apr 4, 2017
Instrument	6978

Lender

Name	CHESAPEAKE BK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,884.00 (+6.41%)	$1,070,400 (+4.57%) Land $127,500 Building $942,900	$1,070,400 (+4.57%) Land $127,500 Building $942,900
2024	$8,349.00 (-1.72%)
2023	$8,495.00 (+11.86%)	$1,023,600 Land $113,500 Building $910,100	$1,023,600 Land $113,500 Building $910,100
2022	$7,594.00 (+17.99%)
2019	$6,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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