2927 Terry Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 2927 Terry Rd, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,217 sqft · built 1940
Lot Size0.059 acres (2,550 sqft)
Owner2 Individual Names on File
Last Sale$1,260,000 (Apr 2013)
Tax Bill$17,591 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN656-163-10

Property Details

APN / Parcel Number

Primary APN656-163-10

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories3 Stories
Building Area1,217 sqft Living Area
Basement Area928 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area2,550 sqft (0.059 acres)
View / LotGood
Garage Area180 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2927 TERRY RD
CityLAGUNA BEACH
StateCA
Zip92651-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR ARCH BEACH HEIGHTS ADD BLK G LOT 36
Legal SubdivisionARCH BEACH HEIGHTS ADDITION
Legal Tract25
Legal BlockG
Legal Lot Number36
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group4
Census Block4010
Census Tract62632

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2927 TERRY RD, LAGUNA BEACH, CA 92651-4131
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2013 · Amount on File
Deed SaleApr 15, 2013 · Amount on File
Prior SaleSep 5, 2006 · Amount on File
Deed Document Number2013223956
Prior Transfer DateSep 26, 2007
Prior Transfer Doc0000631841
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2927 TERRY RD, LAGUNA BEACH, CA 92651-4131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231784
DateMay 21, 2020
Instrument2020000231784
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,582,625 (+2%) Land $1,513,413 Building $69,212
2025$17,591.00 (+2.05%)$1,551,594 (+4.04%) Land $1,483,739 Building $67,855
2023$17,238.00 (+2.53%)$1,491,345 Land $1,426,124 Building $65,221
2022$16,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims85 (1979–2026)
Claims Outside the SFHA34 of 85
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 25 claims
  • Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 15 claims
  • Severe Storms, High Tides & Flooding, Jan 1988 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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