2906 Terry Rd, Laguna Beach, CA 92651 Property Records

Orange County property record for 2906 Terry Rd, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1935
Lot Size0.059 acres (2,550 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Apr 2001)
Tax Bill$9,278 (2025)
Deeds & MortgagesJun 2022 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN656-166-02

Property Details

APN / Parcel Number

Primary APN656-166-02

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area2,550 sqft (0.059 acres)
Garage Area396 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2906 TERRY RD
CityLAGUNA BEACH
StateCA
Zip92651-4132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TR ARCH BEACH HEIGHTS ADD BLK H LOT 16
Legal SubdivisionARCH BEACH HEIGHTS ADDITION
Legal Tract25
Legal BlockH
Legal Lot Number16
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group4
Census Block4005
Census Tract62632

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2906 TERRY RD, LAGUNA BEACH, CA 92651-4132
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Intrafamily Transfer, Transfer
Jul 6, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2001 · Amount on Record
Deed SaleApr 19, 2001 · Amount on Record
Prior SaleFeb 16, 1999 · Amount on Record
Deed Document Number2001236461
Last Transfer DateApr 20, 2022
Transfer Doc0000207635
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJun 8, 2022
Property Address2906 TERRY RD, LAGUNA BEACH, CA 92651-4132
Document Number0000207635
Map ReferenceMB 7 PG 22
Instrument DateApr 20, 2022
Instrument2022000207635
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2906 TERRY RD, LAGUNA BEACH, CA 92651-4132

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJul 6, 2021
Property Address2906 TERRY RD, LAGUNA BEACH, CA 92651-4132
Document Number0000435711
Map ReferenceMB 7 PG 22
Instrument DateJun 23, 2021
Instrument2021000435711
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 TERRY RD, LAGUNA BEACH, CA 92651-4132

Mortgage

Document Number0000435712
DateJul 6, 2021
Instrument2021000435712
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2036

Mortgage

Document Number0000435713
DateJul 6, 2021
Instrument2021000435713
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$845,334 (+2%) Land $785,311 Building $60,023
2025$9,278.00 (-0.51%)$828,759 (+4.04%) Land $769,912 Building $58,847
2023$9,326.00 (+2.6%)$796,578 Land $740,015 Building $56,563
2022$9,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims85 (1979–2026)
Claims Outside the SFHA34 of 85
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 25 claims
  • Rain/snow/wind Storms, Flooding, Mudslides, Feb 1992 · 15 claims
  • Severe Storms, High Tides & Flooding, Jan 1988 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

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