DeSoto County property record for 2927 Grays Creek Rd, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,057 sqft · built 1998 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 4-07-2-04-00-0-00013-00 |
| Primary APN | 4-07-2-04-00-0-00013-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,057 sqft Adjusted Area |
| 1st Floor Area | 2,351 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Utility Building | 3,720 sqft |
| Street Address | 2927 GRAYS CREEK RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | PT E1/2 SE14/ |
| Legal Range | 007 |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 71002 |
2927 Grays Creek Rd is owned and occupied by two individuals who acquired it in December 2021.
Source: DeSoto County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2927 GRAYS CREEK RD, HERNANDO, MS 38632-7686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 |
| Deed Sale | Dec 3, 2021 |
| Deed Book / Page | 980 / 485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2927 GRAYS CREEK RD, HERNANDO, MS 38632-7686 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2927 GRAYS CREEK RD, HERNANDO, MS 38632-7686 |
| Document Number | 005057/248 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 5057/248 |
| Name | SYCAMORE BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 30, 2025 |
The 2025 property tax bill for 2927 Grays Creek Rd was $1,985.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 | $27,368 Land $4,770 Building $22,598 | $267,075 Land $43,800 Building $223,275 |
| 2023 | $1,707.00 | $19,869 | $194,781 Land $43,806 Building $150,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2927 Grays Creek Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2927 Grays Creek Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 68% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
4G LTE (outdoors only), no 5G reported
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