29265 NE 65th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 29265 NE 65th Ter, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,196 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2023)
Tax Bill	$5,400 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-20-34-36-0A00-00003-0330`

Property Details

APN / Parcel Number

Primary APN	`1-20-34-36-0A00-00003-0330`
Alternative APN	`R12034360A00000030330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,196 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	2,196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	29265 NE 65TH TER
City	OKEECHOBEE
State	FL
Zip	34972-0314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NORTH 1/2 OF THE NORTHWEST 1/4 OF THE SOUTHWEST 1/4 OF THE NORTHWEST 1/4 OF SECTION 20, TOWNSHIP 34 SOUTH, RANGE 36 EAST, OKEECHOBEE COUNTY, FLORIDA.
Legal Range	36E
Legal Township	34S
Legal Section	20
Legal Subdivision	SALVARRI 33
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	1
Census Block	1000
Census Tract	910101

Owner

Source: Okeechobee County assessment roll, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO
Feb 12, 2019	Deed of Trust, Mortgage · Conventional with PMI SEBONIC FIN'L
Oct 23, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202312311
Prior Transfer Date	Oct 18, 2017
Prior Transfer Doc	0007970911
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 26, 2023
Property Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Document Number	0000012311
Instrument Date	Oct 24, 2023
Instrument	2023012311
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314

Mortgage

Document Number	0000012312
Date	Oct 26, 2023
Instrument	2023012312

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 29, 2021
Property Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Document Number	2021005355
Instrument Date	Apr 23, 2021
Instrument	2021005355
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,779.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 964, OKEECHOBEE, FL 34973-0964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292365 NE 65TH, TERRA CEIA, FL 34972

Mortgage

Document Number	2021005356
Date	Apr 29, 2021
Instrument	2021005356

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008111340
Date	Aug 3, 2018
Book Page	0811/1340
Instrument	2018009999

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Document Number	0000001781
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29265 NE 65TH TER OKEECHOBEE FL 349720314, OKEECHOBEE, FL 34972-0314

Mortgage

Document Number	0000001781
Date	Feb 18, 2020
Instrument	1781

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 23, 2017
Property Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314
Document Number	0007970911
Book / Page	0797 / 0911
Instrument Date	Oct 18, 2017
Instrument	2017010170
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29265 NE 65TH TER, OKEECHOBEE, FL 34972-0314

Mortgage

Document Number	2017010171
Date	Oct 23, 2017
Instrument	2017010171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,400.00 (+25.84%)	$382,249 (+26.38%)	$433,482 (+10.88%) Land $147,500 Building $285,982
2023	$4,291.00 (+6.56%) Homeowner's exemption	$302,456 (+4.39%)	$390,947 (+31.41%) Land $91,340 Building $299,607
2022	$4,027.00 Homeowner's exemption	$289,745	$297,512 Land $50,720 Building $246,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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