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28265 NE 65th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 28265 NE 65th Ter, Okeechobee, FL 34972

Property Summary

Property TypeMobile Home
Details1 ba · 1,489 sqft · built 2005
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (May 2026)
Tax Bill$3,668 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN1-20-34-36-0A00-00003-0340

Property Details

APN / Parcel Number

Primary APN1-20-34-36-0A00-00003-0340
Alternative APN
  • R12034360A00000030340

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,489 sqft Living Area
Gross Area2,431 sqft
1st Floor Area1,489 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
PorchFinished/Open Porch
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28265 NE 65TH TER
CityOKEECHOBEE
StateFL
Zip34972-0338
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTHE SOUTH 1/2 OF THE NORTHWEST 1/4 OF THE SOUTHWEST 1/4 OF THE NORTHWEST 1/4 OF SECTION 20, TOWNSHIP 34 SOUTH, RANGE 36 EAST, OKEECHOBEE COUNTY, FLORIDA. TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 2005 GENM WITH VIN NO: GMHGA40532860
Legal Range36E
Legal Township34S
Legal Section20
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group1
Census Block1000
Census Tract910101

Owner

Source: Okeechobee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28265 NE 65TH TER, OKEECHOBEE, FL 34972-0338
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 19, 2023Personal Representative Deed, Transfer
OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleJan 19, 2023 · Amount on Record
Deed Document Number20265845
Prior Transfer DateFeb 3, 2014
Prior Transfer Doc0007420855
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 22, 2026
Property Address28265 NE 65TH TER, OKEECHOBEE, FL 34972-0338
Document Number0000005845
Instrument DateMay 22, 2026
Instrument20265845
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyTRUE TITLE, TRULY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$229,775.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000005846,
DateMay 22, 2026
Instrument20265846
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

January 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 19, 2023
Property Address28265 NE 65TH TER, OKEECHOBEE, FL 34972-0338
Document Number0000000570
Instrument DateJan 18, 2023
Instrument2023000570
Transaction TypeTransfer
Record UpdatedFeb 8, 2023
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28265 NE 65TH TER, OKEECHOBEE, FL 34972-0338

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 187, BRISTOL, NH 03222-0187

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,668.00 (+9.36%) Homeowner's exemption$255,998 (+3.44%)$301,870 (+21.98%) Land $168,000 Building $133,870
2023$3,354.00 (+19.79%)$247,478 (+36.09%) Land $102,000 Building $145,478$247,478 (+36.09%) Land $102,000 Building $145,478
2022$2,800.00$181,849 Land $54,000 Building $127,849$181,849 Land $54,000 Building $127,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (2004–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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