2925 Thomas Smith Ln, Williamsburg, VA 23185 Property Records

James City County property record for 2925 Thomas Smith Ln, Williamsburg, VA 23185

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,092 sqft · built 1997
Lot Size0.524 acres (22,825 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Nov 2013)
Tax Bill$5,436 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-2 05-0-0038

Property Details

APN / Parcel Number

Primary APN44-2 05-0-0038
Alternative APN
  • 19401

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area3,092 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area22,825 sqft (0.524 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area394 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number19401
Street Address2925 THOMAS SMITH LN
CityWILLIAMSBURG
StateVA
Zip23185-7517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDEN
Legal DescriptionL-38 PLANTER'S ROUND THE GOVERNOR'S LAND
Legal SubdivisionGOVERNORS LAND
Legal Lot Number38
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3000
Census Tract80304

Owner

Source: James City County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2925 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2013 · Amount on Record
Deed SaleNov 12, 2013 · Amount on Record
Prior SaleJan 20, 2004 · Amount on Record
Deed Book / Page1300 / 25797
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address2925 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Document Number0000013237
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedJul 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013237
DateJun 28, 2017
Instrument13237
Lender
NameTOWNE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,436.00 (+6.4%)$655,000 (+32.78%) Land $126,500 Building $528,500$655,000 (+32.78%) Land $126,500 Building $528,500
2024$5,109.00 (+24.79%)
2023$4,094.00$493,300 Land $118,000 Building $375,300$493,300 Land $118,000 Building $375,300
2022$4,094.00 (+0.56%)
2019$4,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: T-Mobile, Verizon.

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