2924 Thomas Smith Ln, Williamsburg, VA 23185 Property Records

James City County property record for 2924 Thomas Smith Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,642 sqft · built 2002
Lot Size	0.579 acres (25,221 sqft)
Owner	Company Name on File
Last Sale	$710,000 (Apr 2017)
Tax Bill	$7,506 (2024)
Deeds & Mortgages	Jan 2023 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-2 05-0-0036`

Property Details

APN / Parcel Number

Primary APN	`44-2 05-0-0036`
Alternative APN	`20592`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,642 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	25,221 sqft (0.579 acres)
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20592
Street Address	2924 THOMAS SMITH LN
City	WILLIAMSBURG
State	VA
Zip	23185-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-36 PLANTER'S ROUND THE GOVERNOR'S LAND
Legal Subdivision	GOVERNORS LAND
Legal Lot Number	36
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3000
Census Tract	80304

Owner

Source: James City County records, as of October 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Intrafamily Transfer, Transfer
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CMNWLT BK
Apr 24, 2017	Grant Deed, Transfer VIRGINIA CMNWLT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Deed Document Number	20178308
Last Transfer Date	Oct 19, 2022
Transfer Doc	0202300259
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jan 5, 2023
Property Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Document Number	0202300259
Instrument Date	Oct 19, 2022
Instrument	202300259
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210020364
Date	Oct 14, 2021
Instrument	210020364

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Document Number	0000001768
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 THOMAS SMITH LN WILLIAMSBURG VA 231857517, WILLIAMSBURG, VA 23185-7517

Mortgage

Document Number	0000001768
Date	Jan 27, 2021
Instrument	1768

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2036

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 24, 2017
Property Address	2924 THOMAS SMITH LN, WILLIAMSBURG, VA 23185-7517
Document Number	0000008308
Instrument Date	Apr 11, 2017
Instrument	8308
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2924 THOMAS SMITH LN WILLIAMSBURG VA 231857517, WILLIAMSBURG, VA 23185-7517

Mortgage

Document Number	8309
Date	Apr 24, 2017
Instrument	8309

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2032

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$962,400 (+37.88%) Land $136,300 Building $826,100	$962,400 (+37.88%) Land $136,300 Building $826,100
2024	$7,506.00 (+29.57%)
2023	$5,793.00	$698,000 Land $146,000 Building $552,000	$698,000 Land $146,000 Building $552,000
2022	$5,793.00 (+0.63%)
2019	$5,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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