St. Johns County property record for 2907 N 1st St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,110 sqft · built 2008 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,999 (Mar 2021) |
| Tax Bill | $2,382 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Sep 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 086160-0090 |
| Primary APN | 086160-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2907 N 1ST ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-73 PONCE DE LEON HGTS LOT 9 BLK 20 OR5212/1472 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 02 |
| Legal Subdivision | PONCE DE LEON HEIGHTS UNIT 1 |
| Legal Block | 20 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 086160-0090
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2907 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2021 | Warranty Deed, Transfer · USDA Mortgage AMERIS BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | May 02, 2019 · Amount on Record |
| Deed Document Number | 202130788 |
| Deed Book / Page | 5212 / 1472 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 19, 2021 |
| Property Address | 2907 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902 |
| Document Number | 0052121472 |
| Book / Page | 5212 / 1472 |
| Map Reference | MB 3 PG 73 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021030788 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2907 N 1ST ST, ST AUGUSTINE, FL 32084-1902 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2907 N 1ST ST, ST AUGUSTINE, FL 32084-1902 |
| Document Number | 0052121474 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 5212/1474 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2907 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2907 N 1ST ST, SAINT AUGUSTINE, FL 32084-1902 |
| Document Number | 0050570501 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5057/501 |
| Instrument | 2020084991 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | May 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,363 (+2.7%) | $202,158 (+2.23%) Land $37,500 Building $164,658 | |
| 2025 | $2,382.00 (+14.24%) Homeowner's exemption | $190,227 (+3.37%) | $197,744 (+7.46%) Land $37,500 Building $160,244 |
| 2024 | $2,085.00 (-0.62%) | ||
| 2023 | $2,098.00 (-7.54%) Homeowner's exemption | $184,017 (-6.82%) | $184,017 (-6.82%) Land $33,750 Building $150,267 |
| 2022 | $2,269.00 Homeowner's exemption | $197,485 | $197,485 Land $28,000 Building $169,485 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber Intermediate Holdings.
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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