2925 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2925 E 13th Ct, Panama City, FL 32401

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,496 sqft · built 2019
Lot Size	0.482 acres (20,995 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2005)
Tax Bill	$437 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15223-010-000`

Property Details

APN / Parcel Number

Primary APN	`15223-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	20,995 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Porch	Screened/Unfinished Porch
Porch Area	135 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2925 E 13TH CT
City	PANAMA CITY
State	FL
Zip	32401-5075
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	2 4S 14W -42.4- 118B2 BEG 200 W OF NE COR OF S1/2 OF SW1/4 OF NE1/4 OF NW1/4 TH W 150 S 140 E 150 N 140 TO POB ORB 3757 P 417
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1031
Census Tract	1200

Owner

2925 E 13th Ct, a mobile home, is owned and occupied by an individual who acquired it in December 2015.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2925 E 13TH CT, PANAMA CITY, FL 32401-5075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2005 · Amount on File
Deed Sale	Oct 19, 2005 · Amount on File
Deed Document Number	200583367
Deed Book / Page	2690 / 1350
Last Transfer Date	Dec 15, 2015
Transfer Doc	0037570417
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2925 E 13TH CT, PANAMA CITY, FL 32401-5075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041080858
Date	Apr 3, 2019
Book Page	4108/0858
Instrument	2019034218

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2925 E 13th Ct was $437 with exemptions applied, up 7.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$437.00 (+7.9%) Homeowner's exemption Additional exemption filed	$103,429	$138,889 Land $58,800 Building $80,089
2024	$405.00 (+10.35%)
2023	$367.00 (+3.97%) Homeowner's exemption Additional exemption filed	$91,797 (+3%)	$101,782 (+14.2%) Land $40,278 Building $61,504
2022	$353.00 Homeowner's exemption Additional exemption filed	$89,123 Land $30,870 Building $58,253	$89,123 Land $30,870 Building $58,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2925 E 13th Ct in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2925 E 13th Ct is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20