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2913 E 13th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2913 E 13th Ct, Panama City, FL 32401

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,404 sqft · built 2004
Lot Size0.514 acres (22,389 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Apr 2021)
Tax Bill$440 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15223-000-000

Property Details

APN / Parcel Number

Primary APN15223-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area22,389 sqft (0.514 acres)
Lot Dimensions160 ft deep x 140 ft wide
PorchScreened Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2913 E 13TH CT
CityPANAMA CITY
StateFL
Zip32401-5075
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR2
Legal Description2 4S 14W -42- 118B2 BEG 500 W OF NE COR OF S1/2 OF SW1/4 OF NE1/4 OF NW1/4 TH CONT W 154.02 TO E R/W OF EVERITT AV S 140.17 TO N R/W 13TH CT E 161.21 N 139.92 TO POB ORB 4390 P 1226
Legal Range14W
Legal Township04S
Legal Section02
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1031
Census Tract1200

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2913 E 13TH CT, PANAMA CITY, FL 32401-5075
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2021 · Amount on Record
Deed SaleApr 13, 2021 · Amount on Record
Deed Document Number202127157
Deed Book / Page4390 / 1226
Prior Transfer DateFeb 21, 2007
Prior Transfer Doc0028900313
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 13, 2021
Property Address2913 E 13TH CT, PANAMA CITY, FL 32401-5075
Document Number0043901226
Book / Page4390 / 1226
Instrument DateApr 12, 2021
Instrument2021027157
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1713 2ND ST, PANAMA CITY, FL 32409-1385

Transferred To (Grantee/Buyer)

NameVerified Name
Address2567 CHAUCER CIR, PANAMA CITY, FL 32405-6275

Mortgage

Document Number0043901228
DateApr 13, 2021
Instrument4390/1228
Lender
NameTYNDALL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueMay 1, 2033

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$440.00 (-5.98%) Homeowner's exemption$74,562 (+5.99%)$99,218 (+41.03%) Land $57,680 Building $41,538
2024$468.00 (+0.86%)
2023$464.00 (-67.51%) Homeowner's exemption$70,350 (-41.49%) Land $39,510 Building $30,840$70,350 (-41.49%) Land $39,510 Building $30,840
2022$1,428.00$120,241 Land $30,282 Building $89,959$120,241 Land $30,282 Building $89,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims25 (1982–2018)
Claims Outside the SFHA20 of 25
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims
  • Severe Storms And Flooding, Jul 2013 · 5 claims
  • Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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