2925 12th St S, Fargo, ND 58103 Property Records

Cass County property record for 2925 12th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,254 sqft · built 1971
Lot Size	0.316 acres (13,744 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2019)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-2860-01170-000`

Property Details

APN / Parcel Number

Primary APN	`01-2860-01170-000`

Interior

Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	13,744 sqft (0.316 acres)
Lot Dimensions	146 ft deep x 90 ft wide

Location & Zoning

Street Address	2925 12TH ST S
City	FARGO
State	ND
Zip	58103-6044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 115 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 115
Legal Subdivision	SOUTHWOOD
Legal Lot Number	115
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3012
Census Tract	1004

Owner

2925 12th St S is owned and occupied by an individual who acquired it in March 2020.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2925 12TH ST S, FARGO, ND 58103-6044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Quit Claim Deed, Transfer TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Mar 6, 2020	Quit Claim Deed, Transfer TITLE COMPANY LLC, TITLE CO LLC
Apr 2, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20191559424
Last Transfer Date	Mar 4, 2020
Transfer Doc	0001584698
Record Updated	Jun 8, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	May 19, 2023
Property Address	2925 12TH ST S, FARGO, ND 58103-6044
Document Number	0001689460
Instrument Date	May 19, 2023
Instrument	1689460
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 12TH ST S, FARGO, ND 58103-6044

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2925 12TH ST S, FARGO, ND 58103-6044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001502026
Date	Jan 27, 2017
Instrument	1502026

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Mar 6, 2020
Property Address	2925 12TH ST S, FARGO, ND 58103-6044
Document Number	0001584698
Instrument Date	Mar 4, 2020
Instrument	1584698
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2925 12TH ST S FARGO ND 581036044, FARGO, ND 58103-6044

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 2, 2019
Property Address	2925 12TH ST S, FARGO, ND 58103-6044
Document Number	0001559424
Instrument Date	Apr 1, 2019
Instrument	1559424
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 12TH ST S FARGO ND 581036044, FARGO, ND 58103-6044

Mortgage

Document Number	1559425
Date	Apr 2, 2019
Instrument	1559425

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2925 12th St S was $2,654.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00	$158,400 Land $43,950 Building $114,450	$316,800 Land $87,900 Building $228,900
2023	$3,562.00	$133,450 Land $43,950 Building $89,500	$266,900 Land $87,900 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2925 12th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2009–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2925 12th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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