2914 12th St S, Fargo, ND 58103 Property Records

Cass County property record for 2914 12th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,455 sqft · built 1973
Lot Size	0.222 acres (9,652 sqft)
Owner	2 Individual Names on File
Last Sale	$331,000 (Jul 2025)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2860-01210-000`

Property Details

APN / Parcel Number

Primary APN	`01-2860-01210-000`

Interior

Stories	1 Story
Building Area	1,455 sqft Living Area
1st Floor Area	1,455 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	9,652 sqft (0.222 acres)
Lot Dimensions	148 ft deep x 65 ft wide

Location & Zoning

Street Address	2914 12TH ST S
City	FARGO
State	ND
Zip	58103-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 119 BLOCK: 0 ADDITION: SOUTHWOOD ADDITIONAL: SOUTHWOOD LOT 119
Legal Subdivision	SOUTHWOOD
Legal Lot Number	119
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3021
Census Tract	1004

Owner

2914 12th St S is owned and occupied by two individuals who bought it in July 2025.

Source: Cass County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2914 12TH ST S, FARGO, ND 58103-6045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer
May 12, 2020	Deed of Trust, Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Deed Document Number	20251738640
Prior Transfer Date	Mar 13, 2024
Prior Transfer Doc	0001707764
Record Updated	Jun 8, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS ND
Recording Date	Mar 14, 2024
Property Address	2914 12TH ST S, FARGO, ND 58103-6045
Document Number	0001707764
Instrument Date	Mar 13, 2024
Instrument	1707764
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2914 14TH AVE S, FARGO, ND 58103

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2914 12TH ST S, FARGO, ND 58103-6045
Document Number	0001590720
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2914 12TH ST S FARGO ND 581036045, FARGO, ND 58103-6045

Mortgage

Document Number	0001590720
Date	May 18, 2020
Instrument	1590720

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 17, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2914 12th St S was $2,257.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00	$137,250 Land $35,000 Building $102,250	$274,500 Land $70,000 Building $204,500
2023	$3,275.00 (-1.53%)	$116,300 (-) Land $35,000 Building $81,300	$232,600 (-) Land $70,000 Building $162,600
2022	$3,326.00	$116,300 Land $35,000 Building $81,300	$232,600 Land $70,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2914 12th St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2009–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2011 · Flooding
Claims by Event	Flooding, Apr 2011 · 2 claims Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2914 12th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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