San Joaquin County property record for 2923 Rugby Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,048 sqft · built 1999 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Jul 2022) |
| Tax Bill | $7,434 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-390-470-000 |
| Primary APN | 238-390-470-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 4,560 sqft (0.105 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-390-47 |
|---|---|
| Street Address | 2923 RUGBY CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99-FM PT PAR 57/PER PARK ATHERTON UNIT 1 |
| Legal Subdivision | PARK ATHERTON |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 5224 |
2923 Rugby Ct is owned by an individual who bought it in July 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 SAFFRON DR, TRACY, CA 95377-8668 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2022 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on File |
| Deed Sale | Jul 20, 2022 · Amount on File |
| Prior Sale | Sep 8, 2016 · Amount on File |
| Deed Document Number | 202288042 |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0000088043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 20, 2022 |
| Property Address | 2923 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000088042 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-088042 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2923 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000088044 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-088044 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 20, 2022 |
| Property Address | 2923 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000088043 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022-088043 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 721 SAFFRON DR, TRACY, CA 95377-8668 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2923 RUGBY CT, TRACY, CA 95377-7924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2923 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000107934 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-107934 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 2923 Rugby Ct was $7,434, down 10.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,434.00 (-10.49%) | ||
| 2025 | $8,305.00 | $707,472 Land $208,080 Building $499,392 | |
| 2023 | $7,538.00 (+44.99%) | $680,000 Land $200,000 Building $480,000 | $603,990 |
| 2022 | $5,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2923 Rugby Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2923 Rugby Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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