San Joaquin County property record for 2913 Rugby Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,541 sqft · built 1999 |
| Lot Size | 0.118 acres (5,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Apr 2022) |
| Tax Bill | $9,181 (2026) |
| Deeds & Mortgages | Apr 2022 Sale Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-390-480-000 |
| Primary APN | 238-390-480-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,541 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Lot Area | 5,126 sqft (0.118 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-390-48 |
|---|---|
| Street Address | 2913 RUGBY CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99-FM PT PAR 57/PER PARK ATHERTON UNIT 1 |
| Legal Subdivision | PARK ATHERTON |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 5224 |
2913 Rugby Ct is owned and occupied by two individuals who bought it in April 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2913 RUGBY CT, TRACY, CA 95377-7924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2022 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jan 17, 2020 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Mar 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on File |
| Deed Sale | Apr 15, 2022 · Amount on File |
| Prior Sale | Jan 17, 2020 · Amount on File |
| Deed Document Number | 202248929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 15, 2022 |
| Property Address | 2913 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000048929 |
| Map Reference | MB 33 PG 88 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-048929 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2913 RUGBY CT, TRACY, CA 95377-7924 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 17, 2020 |
| Property Address | 2913 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000007377 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 7377 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2913 RUGBY CT TRACY CA 953777924, TRACY, CA 95377-7924 |
| Document Number | 7378 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 7378 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2913 RUGBY CT, TRACY, CA 95377-7924 |
| Document Number | 0000031037 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2913 RUGBY CT TRACY CA 953777924, TRACY, CA 95377-7924 |
| Document Number | 0000031037 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 31037 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2913 Rugby Ct was $9,181 with a homeowner's exemption, down 1.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,181.00 (-1.92%) | ||
| 2025 | $9,361.00 Homeowner's exemption | $806,400 Land $240,000 Building $566,400 | |
| 2023 | $9,489.00 (+51.87%) Homeowner's exemption | $867,000 Land $204,000 Building $663,000 | $835,740 |
| 2022 | $6,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2913 Rugby Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2913 Rugby Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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