McLennan County property record for 2923 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,759 sqft · built 1926 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $132,100 (Mar 2020) |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022600-004200-1 |
| Primary APN | 48-022600-004200-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,299 sqft |
| 1st Floor Area | 1,759 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2923 ETHEL AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HIGHLAND LOT 6 BLOCK 4 ACRES .1894 |
| Legal Subdivision | HIGHLAND |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 900 |
2923 Ethel Ave is owned by a company that bought it in March 2020.
Source: McLennan County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4300 W WACO DR, B2WACO, WACO, TX 76710-7033 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL NATIONAL BANK |
| Mar 26, 2020 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Dec 31, 2018 | Warranty Deed, Transfer TEXAS FIRST ST BK |
| Jun 28, 2018 | Grant Deed, Transfer OTHER |
| Mar 2, 2017 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on File |
| Deed Sale | Mar 26, 2020 · Amount on File |
| Prior Sale | Dec 31, 2018 · Amount on File |
| Deed Document Number | 202010141 |
| Prior Transfer Date | Mar 7, 2020 |
| Prior Transfer Doc | 0000010141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 18, 2026 |
| Property Address | 2923 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000015726 |
| Instrument Date | May 11, 2026 |
| Instrument | 202615726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000015726, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202615726 |
| Name | CENTRAL NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 26, 2020 |
| Property Address | 2923 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000010141 |
| Map Reference | VOL 228 PG 41 |
| Instrument Date | Mar 7, 2020 |
| Instrument | 2020010141 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | KS |
| Name | Verified Name |
|---|---|
| Address | 4300 W WACO DR STE B2, B2, WACO, TX 76710-7013 |
| Document Number | 0000010142 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020010142 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 31, 2018 |
| Property Address | 2923 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000044865 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 44865 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | TEXAS CENTRAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 132021 SPRING TX 773932021, SPRING, TX 77393-2021 |
| Document Number | 44866 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 44866 |
| Name | TEXAS FIRST ST BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76702-2524 |
| Amount | Amount on Record |
|---|
| Rate | 2% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 28, 2018 |
| Property Address | 2923 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000021649 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 21649 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1311 CRESTLINE ST BELLMEAD TX 767052505, BELLMEAD, TX 76705-2505 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 2, 2017 |
| Property Address | 2923 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000006636 |
| Map Reference | VOL228 PG41 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017006636 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 8930, WACO, TX 76714-8930 |
| Document Number | 0000006637 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017006637 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2923 Ethel Ave was $2,023, down 24.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,408 (+801.56%) Land $24,008 Building $787,400 | $811,408 (+801.56%) Land $24,008 Building $787,400 | |
| 2025 | $2,023.00 (-24.23%) | $90,000 Land $21,780 Building $68,220 | $90,000 Land $21,780 Building $68,220 |
| 2024 | $2,670.00 | ||
| 2023 | $118,400 Land $18,980 Building $99,420 | $118,400 Land $18,980 Building $99,420 | |
| 2022 | $2,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2923 Ethel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2923 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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