McLennan County property record for 2915 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 2018 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,967 (Aug 2025) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Aug 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022600-004500-0 |
| Primary APN | 48-022600-004500-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Storage Building | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2915 ETHEL AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HIGHLAND LOT 9 BLOCK 4 ACRES .1894 |
| Legal Subdivision | HIGHLAND |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 900 |
2915 Ethel Ave is owned and occupied by an individual who bought it in August 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Aug 11, 2025 | Vendor's Lien, Transfer · FHA Mortgage SUSSER BANK |
| Jan 21, 2022 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 8, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Sep 18, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Aug 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK |
| Dec 20, 2018 | Warranty Deed, Subdivision Related Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on File |
| Deed Sale | Aug 11, 2025 · Amount on File |
| Prior Sale | Dec 20, 2018 · Amount on File |
| Deed Document Number | 202524145 |
| Prior Transfer Date | Dec 19, 2018 |
| Prior Transfer Doc | 0000043949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000024147 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025024147 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 8, 2028 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 11, 2025 |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000024145 |
| Map Reference | VOL 228 PG 41 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025024145 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11537 THEMIS CT, LORENA, TX 76655-4800 |
| Name | Verified Name |
|---|---|
| Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000024146 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 2025024146 |
| Name | SUSSER BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 21, 2022 |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000002763 |
| Map Reference | VOL 86 PG 116 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022002763 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1624 MAPLE AVE, WACO, TX 76707-1531 |
| Document Number | 0000002698 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022002698 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000702 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018000702 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033235 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2018033235 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027200 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 2018027200 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WACO, TX 76702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Dec 20, 2018 |
| Property Address | 2915 ETHEL AVE, WACO, TX 76707-1928 |
| Document Number | 0000043949 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 43949 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2915 ETHEL AVE WACO TX 767071928, WACO, TX 76707-1928 |
| Document Number | 43950 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 43950 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2048 |
The 2025 property tax bill for 2915 Ethel Ave was $3,152, down 12% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,809 (+8.01%) Land $24,008 Building $218,801 | $242,809 (+8.01%) Land $24,008 Building $218,801 | |
| 2025 | $3,152.00 (-12%) Homeowner's exemption | $224,803 Land $21,780 Building $203,023 | $224,803 Land $21,780 Building $203,023 |
| 2024 | $3,582.00 | ||
| 2023 | $237,430 Land $21,780 Building $215,650 | $237,430 Land $21,780 Building $215,650 | |
| 2022 | $3,140.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2915 Ethel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2915 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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