2923 E Square Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 2923 E Square Lake Rd, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1953
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2021)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-476-031`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-476-031`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	137 ft deep x 128 ft wide
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2923 E SQUARE LAKE RD
City	TROY
State	MI
Zip	48085-3978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 W 128.10 FT OF E 403.30 FT OF N 164 FT OF S 197 FT OF E 1/2 OFSE 1/4 EXC S 27 FT TAKEN FOR RD 0.40 A 1-5-10
Legal Range	11E
Legal Township	2N
Legal Section	1
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5019
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2923 E SQUARE LAKE RD, TROY, MI 48085-3978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jan 21, 2005 · Amount on Record
Deed Document Number	2021188919
Deed Book / Page	56630 / 797
Prior Transfer Date	Aug 10, 2011
Prior Transfer Doc	0000163712
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 30, 2021
Property Address	2923 E SQUARE LAKE RD, TROY, MI 48085-3978
Document Number	0000188919
Book / Page	56630 / 797
Instrument Date	Jul 22, 2021
Instrument	188919
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	INDEPENDENT TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	192 WATER OAKS LOOP, 192, SANTA ROSA BEACH, FL 32459-8537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 E SQUARE LAKE RD, TROY, MI 48085-3978

Mortgage

Document Number	0000198925
Date	Aug 13, 2021
Book Page	56699/390
Instrument	198925

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 29, 2021
Property Address	2923 E SQUARE LAKE RD, TROY, MI 48085-3978
Document Number	0000163712
Book / Page	56471 / 194
Instrument Date	Aug 10, 2011
Instrument	163712
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	41265 MARKSWAY CT, STERLING HEIGHTS, MI 48314-3886

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,852.00 (+21.67%)
2023			$182,560
2022	$3,166.00	$91,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Square Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures