2793 E Square Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 2793 E Square Lake Rd, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,860 sqft · built 1966
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Aug 2019)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-476-026`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-476-026`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft
Unfinished Basement	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	269 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2793 E SQUARE LAKE RD
City	TROY
State	MI
Zip	48085-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 E 100 FT OF W 200 FT OF N 164 FT OF S 197 FT OF E 1/2 OF SE1/4 0.38 A
Legal Range	11E
Legal Township	2N
Legal Section	1
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5019
Census Tract	196000

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2793 E SQUARE LAKE RD, TROY, MI 48085-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Document Number	2019126515
Deed Book / Page	53111 / 315
Prior Transfer Date	Jan 2, 2006
Prior Transfer Doc	0000164802
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2793 E SQUARE LAKE RD, TROY, MI 48085-3940
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077147
Date	Apr 15, 2020
Book Page	54085/226
Instrument	77147

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 7, 2019
Property Address	2793 E SQUARE LAKE RD, TROY, MI 48085-3940
Document Number	0000126515
Book / Page	53111 / 00315
Instrument Date	Jul 25, 2019
Instrument	126515
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EQUITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,124.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2793 ESQUARE LAKE RD, 2793, HARRISON TOWNSHIP, MI 48045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2793 E SQUARE LAKE RD, TROY, MI 48085-3940

Mortgage

Document Number	5311100317
Date	Aug 7, 2019
Instrument	53111/00317

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (-13.54%)
2023			$236,420
2022	$4,100.00	$118,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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