2923 32nd St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 2923 32nd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,190 sqft · built 1894
Lot Size	16 acres (696,960 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-017-3105`

Property Details

APN / Parcel Number

Primary APN	`25-017-3105`
Alternative APNs	`25-00017-3105` `1900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,118 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	696,960 sqft (16 acres)
Garage Type	Attached
Garage Area	1,440 sqft
Driveway	Driveway
Porch	Porch
Porch Area	72 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	1900
Street Address	2923 32ND ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	N 534.68FT OF NE 1-4 OF SW 1-4 EX W 1 RD
Legal Range	30W
Legal Township	35N
Legal Section	17
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1017
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2923 32ND ST SE, SAINT CLOUD, MN 56304-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	2923 32ND ST SE, SAINT CLOUD, MN 56304-9718
Document Number	0000869975
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2923 32ND ST SE ST CLOUD MN 563049718, ST CLOUD, MN 56304-9718

Mortgage

Document Number	0000869975
Date	Mar 29, 2019
Instrument	869975

Lender

Name	SENTRY BK
Type	Bank
Address	ST JOSEPH, MN 56374

Agreement

Type	Line of Credit
Term	60 Months
Due	Mar 28, 2024

Interest

Rate Type	Adjustable Rate
Rate	1.25%

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,500 (+44.33%) Land $237,100 Building $245,400	$482,500 (+44.33%) Land $237,100 Building $245,400
2025	$1,560.00 (+12.72%)	$334,300 (+7.84%) Land $207,400 Building $126,900	$334,300 (+7.84%) Land $207,400 Building $126,900
2023	$1,384.00	$310,000 Land $183,000 Building $127,000
2021			$310,000 Land $183,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: AT&T.

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