Sherburne County property record for 3653 32nd St SE, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Details | 5,200 sqft · built 1993 |
| Lot Size | 8.96 acres (390,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jul 2016) |
| Tax Bill | $56,316 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-016-3205 |
| Primary APN | 25-016-3205 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,200 sqft Total Area |
|---|---|
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 390,298 sqft (8.96 acres) |
| Heating System | Radiant |
|---|
| Account Number | 16815 |
|---|---|
| Street Address | 3653 32ND ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9719 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | I |
| Legal Description | THAT PT OF NW 1-4 OF SW 1-4 WHICH LIES NELY OF RY R OF W EX HWY. SUB TO EASEMENT |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 16 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 30301 |
3653 32nd St SE, a commercial property, is owned by two individuals who acquired it in September 2026.
Source: Sherburne County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 436, WATKINS, MN 55389-0436 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage DEERWOOD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2016 · Amount on File |
| Deed Sale | Jul 8, 2016 · Amount on File |
| Deed Document Number | 2016823015 |
| Last Transfer Date | Sep 14, 2026 |
| Transfer Doc | 0001003587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Sep 23, 2026 |
| Property Address | 3653 32ND ST SE, SAINT CLOUD, MN 56304-9719 |
| Document Number | 0001003587 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20261003587 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3653 32ND ST SE, SAINT CLOUD, MN 56304-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000934597 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 934597 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 1, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3653 32nd St SE was $56,316.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,707,300 (+1.05%) Land $268,200 Building $2,439,100 | $2,707,300 (+1.05%) Land $268,200 Building $2,439,100 | |
| 2025 | $56,316.00 | $2,679,300 Land $268,200 Building $2,411,100 | $2,679,300 Land $268,200 Building $2,411,100 |
| 2023 | $31,542.00 | $1,942,900 Land $268,200 Building $1,674,700 | |
| 2021 | $1,942,900 Land $268,200 Building $1,674,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3653 32nd St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3653 32nd St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures