29222 Laffer Ave, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 29222 Laffer Ave, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Nov 2019)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402301128018`

Property Details

APN / Parcel Number

Primary APN	`402301128018`
Alternative APNs	`00901280000008` `10004604128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	1,828 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Raised Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00901280000008
Street Address	29222 LAFFER AVE
City	PUNTA GORDA
State	FL
Zip	33982-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PEACE RIV SH UN10 BLK14 LT 19 701/2128 814/740 963/588 977/17 CT1797/158 POA1800/130 1831/974 1979/1263 3832/1612 4506/2059 PRS 010 0014 0020 4496/1065 PEACE RIVER SH UN 10 BLK 14 LT 20 368/577 585/177 643/643 963/588 977/17 CT1797/158
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIV SH UN10
Legal Tract	PRS
Legal Block	14
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1016
Census Tract	10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29222 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	20192761814
Deed Book / Page	4506 / 2059
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0044961065
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	29222 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29222 LAFFER AVE, PUNTA GORDA, FL 33982-8309

Mortgage

Document Number	0003231356
Date	Mar 8, 2023
Instrument	3231356

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 19, 2019
Property Address	29222 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Document Number	0045062059
Book / Page	004506 / 002059
Instrument Date	Nov 18, 2019
Instrument	2761814
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29222 LAFFER AVE PUNTA GORDA FL 339828309, PUNTA GORDA, FL 33982-8309

Mortgage

Document Number	45062061
Date	Nov 19, 2019
Book Page	004506/002061
Instrument	2761815

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 23, 2019
Property Address	29222 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Document Number	0044961065
Book / Page	004496 / 001065
Instrument Date	Oct 23, 2019
Instrument	2754016
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$276.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29222 LAFFER AVE PUNTA GORDA FL 339828309, PUNTA GORDA, FL 33982-8309

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (-37.38%) Homeowner's exemption	$157,947 (+5.99%)	$249,983 (+16.17%) Land $22,440 Building $227,543
2024	$2,841.00 (+1.5%)
2023	$2,799.00 (-3.62%) Homeowner's exemption	$149,025 (+3%)	$215,178 (+10.2%) Land $26,720 Building $188,458
2022	$2,904.00 Homeowner's exemption	$144,684	$195,260 Land $20,400 Building $174,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink, Verizon, Xfinity.

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