Charlotte County property record for 29190 Laffer Ave, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1984 |
| Lot Size | 0.247 acres (10,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (May 2016) |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402301128014 |
| Primary APN | 402301128014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,744 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,742 sqft (0.247 acres) |
| Lot Dimensions | 131 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00901240000002 |
|---|---|
| Street Address | 29190 LAFFER AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PEACE RIV SH UN 10 BLK 14 LT 16 692/190 701/2128 754/2029 DC1552/2006-EWW AFF1904/557 2995/1477 CD3059/2147 3737/1900 3912/1983 3961/1428 4084/2023 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIV SH |
| Legal Tract | PRS |
| Legal Block | 14 |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10200 |
29190 Laffer Ave is owned and occupied by two individuals who bought it in May 2016.
Source: Charlotte County records, as of June 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2016 · Amount on File |
| Deed Sale | May 23, 2016 · Amount on File |
| Prior Sale | Apr 13, 2015 · Amount on File |
| Deed Document Number | 20162439097 |
| Deed Book / Page | 4084 / 2023 |
| Prior Transfer Date | Oct 1, 2006 |
| Prior Transfer Doc | 0030592147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 29, 2026 |
| Property Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Document Number | 0003649313 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263649313 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Document Number | 0003637185 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263637185 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0047010530 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 4701/530 |
| Instrument | 2898947 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309 |
| Document Number | 0043080275 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 29190 WEER AVE PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982 |
| Document Number | 0043080275 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 004308/000275 |
| Instrument | 2607061 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 29190 Laffer Ave was $1,716 with a homeowner's exemption, down 8.6% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,716.00 (-8.58%) Homeowner's exemption | $92,956 | $148,305 Land $11,615 Building $136,690 |
| 2024 | $1,877.00 (+4.39%) | ||
| 2023 | $1,798.00 (+6.33%) Homeowner's exemption | $87,705 (+3%) | $138,200 (-1.19%) Land $13,831 Building $124,369 |
| 2022 | $1,691.00 Homeowner's exemption | $85,150 | $139,865 Land $10,560 Building $129,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29190 Laffer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29190 Laffer Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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