29190 Laffer Ave, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 29190 Laffer Ave, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1984
Lot Size0.247 acres (10,742 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (May 2016)
Tax Bill$1,716 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN402301128014

Property Details

APN / Parcel Number

Primary APN402301128014
Alternative APNs
  • 00901240000002
  • 10004604125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,744 sqft Living Area
1st Floor Area1,744 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,742 sqft (0.247 acres)
Lot Dimensions131 ft deep x 82 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00901240000002
Street Address29190 LAFFER AVE
CityPUNTA GORDA
StateFL
Zip33982-8309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPEACE RIV SH UN 10 BLK 14 LT 16 692/190 701/2128 754/2029 DC1552/2006-EWW AFF1904/557 2995/1477 CD3059/2147 3737/1900 3912/1983 3961/1428 4084/2023
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIV SH
Legal TractPRS
Legal Block14
Legal Lot Number16
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1016
Census Tract10200

Owner

29190 Laffer Ave is owned and occupied by two individuals who bought it in May 2016.

Source: Charlotte County records, as of June 10, 2026

Owner of Record2 Individual Names on File
Mailing Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 16, 2018Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2016 · Amount on File
Deed SaleMay 23, 2016 · Amount on File
Prior SaleApr 13, 2015 · Amount on File
Deed Document Number20162439097
Deed Book / Page4084 / 2023
Prior Transfer DateOct 1, 2006
Prior Transfer Doc0030592147
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMay 29, 2026
Property Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Document Number0003649313
Instrument DateMay 29, 2026
Instrument20263649313
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateApr 24, 2026
Property Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Document Number0003637185
Instrument DateApr 24, 2026
Instrument20263637185
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047010530
DateFeb 1, 2021
Book Page4701/530
Instrument2898947
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2036

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address29190 LAFFER AVE, PUNTA GORDA, FL 33982-8309
Document Number0043080275
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedMay 8, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address29190 WEER AVE PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Mortgage

Document Number0043080275
DateApr 26, 2018
Book Page004308/000275
Instrument2607061
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 29190 Laffer Ave was $1,716 with a homeowner's exemption, down 8.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (-8.58%) Homeowner's exemption$92,956$148,305 Land $11,615 Building $136,690
2024$1,877.00 (+4.39%)
2023$1,798.00 (+6.33%) Homeowner's exemption$87,705 (+3%)$138,200 (-1.19%) Land $13,831 Building $124,369
2022$1,691.00 Homeowner's exemption$85,150$139,865 Land $10,560 Building $129,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29190 Laffer Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29190 Laffer Ave is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Laffer Ave

Nearby Streets

Search Property Records by Address or Parcel Number