2922 James Hamilton Rd, Monroe, NC 28110 Property Records

Union County property record for 2922 James Hamilton Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 1993
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Dec 2021)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-295-014F`

Property Details

APN / Parcel Number

Primary APN	`09-295-014F`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	57,935 sqft (1.33 acres)
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2922 JAMES HAMILTON RD
City	MONROE
State	NC
Zip	28110-8489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MONRO
Legal Description	8339-0001
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS
Jun 28, 2019	Grant Deed, Transfer · Line of Credit QUANTA FIN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	202158003
Deed Book / Page	8339 / 1
Prior Transfer Date	Dec 27, 2011
Prior Transfer Doc	0005670072
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 9, 2021
Property Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489
Document Number	0000083391
Book / Page	8339 / 1
Instrument Date	Dec 8, 2021
Instrument	58003
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489

Mortgage

Document Number	0000058004
Date	Dec 9, 2021
Instrument	58004

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8132534
Date	Jun 10, 2021
Book Page	8132/534
Instrument	27593

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 6, 2020
Property Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489
Document Number	7603561
Book / Page	007603 / 000561
Instrument Date	Mar 4, 2020
Instrument	7651
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 JAMES HAMILTON RD MONROE NC 281108489, MONROE, NC 28110-8489

Mortgage

Document Number	7603565
Date	Mar 6, 2020
Book Page	007603/000565
Instrument	7652

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jun 28, 2019
Property Address	2922 JAMES HAMILTON RD, MONROE, NC 28110-8489
Document Number	7403769
Book / Page	007403 / 000769
Instrument Date	Jun 28, 2019
Instrument	18334
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$522.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2922 JAMES HAMILTON RD MONROE NC 281108489, MONROE, NC 28110-8489
Investor	Possibly a Property Investor

Mortgage

Document Number	7403771
Date	Jun 28, 2019
Book Page	007403/000771
Instrument	18335

Lender

Name	QUANTA FIN LLC
Address	4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,700 (-) Land $81,000 Building $394,700	$475,700 (-) Land $81,000 Building $394,700
2025	$4,158.00 (+20.21%)	$475,700 (+49.97%) Land $81,000 Building $394,700	$475,700 (+49.97%) Land $81,000 Building $394,700
2023	$3,459.00	$317,200 Land $37,900 Building $279,300	$317,200 Land $37,900 Building $279,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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