Union County property record for 2809 James Hamilton Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 766 sqft · built 1942 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Company Name on File |
| Last Sale | $450,000 (Dec 2022) |
| Tax Bill | $1,230 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-336-028 |
| Primary APN | 09-336-028 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 766 sqft Living Area |
| 1st Floor Area | 766 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 158 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2809 JAMES HAMILTON RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 MONRO |
| Legal Description | PARCEL 2 1.63A 8046-081 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20401 |
2809 James Hamilton Rd is owned by a company that bought it in December 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1382, WAXHAW, NC 28173-1014 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer NOT AVAILABLE, INVESTORS TITLE |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO |
| Mar 31, 2021 | Warranty Deed, Transfer |
| Aug 1, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 26, 2018 | Deed of Trust, Mortgage HUDSPETH R/E INVS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on File |
| Deed Sale | Dec 30, 2022 · Amount on File |
| Prior Sale | Mar 31, 2021 · Amount on File |
| Deed Document Number | 202242219 |
| Deed Book / Page | 8634 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 30, 2022 |
| Property Address | 2809 JAMES HAMILTON RD, MONROE, NC 28110-0432 |
| Document Number | 0008634322 |
| Book / Page | 8634 / 322 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 42219 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | NOT AVAILABLE, INVESTORS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7705 HAPPY HOLLOW DR, MINT HILL, NC 28227-8518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX BOX, FORT MILL, SC 29716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2809 JAMES HAMILTON RD, MONROE, NC 28110-0432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007461228 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 7461/228 |
| Instrument | 0027206 |
| Name | AMERICAN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 2809 JAMES HAMILTON RD, MONROE, NC 28110-0432 |
| Document Number | 0000804681 |
| Book / Page | 8046 / 81 |
| Map Reference | MB 101 PG 563 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 14945 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4213 NEW TOWN RD, 4213, WAXHAW, NC 28173-7708 |
| Name | Verified Name |
|---|---|
| Address | 5818 KINGHURST DR, CHARLOTTE, NC 28227-3041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 1, 2019 |
| Property Address | 2809 JAMES HAMILTON RD, MONROE, NC 28110-0432 |
| Document Number | 7430455 |
| Book / Page | 007430 / 000455 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 22413 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $440.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4213 NEW TOWN RD WAXHAW NC 281737708, WAXHAW, NC 28173-7708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2809 JAMES HAMILTON RD, MONROE, NC 28110-0432 |
| Document Number | 7109206 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | CHICAGO TITLE INC COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2723 JAMES HAMILTON RD MONROE NC 281100431, MONROE, NC 28110-0431 |
| Document Number | 7109206 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 007109/000206 |
| Instrument | 4947 |
| Name | HUDSPETH R/E INVS LLC |
|---|---|
| Address | 6000 MONROE RD # 350, CHARLOTTE, NC 28212-1517 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 25, 2033 |
The 2025 property tax bill for 2809 James Hamilton Rd was $1,230.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,600 (-30.63%) Land $47,600 Building $50,000 | $97,600 (-30.63%) Land $47,600 Building $50,000 | |
| 2025 | $1,230.00 | $140,700 Land $90,700 Building $50,000 | $140,700 Land $90,700 Building $50,000 |
| 2023 | $1,093.00 | $100,300 Land $45,100 Building $55,200 | $100,300 Land $45,100 Building $55,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2809 James Hamilton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2809 James Hamilton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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