2921 Ratterman Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 2921 Ratterman Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1926
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,500 (Oct 1996)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`208-0056-0189-00`

Property Details

APN / Parcel Number

Primary APN	`208-0056-0189-00`
Alternative APN	`0059307`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	806 sqft
Upper Floors Area	595 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	278 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2921 RATTERMAN AVE
City	CINCINNATI
State	OH
Zip	45211-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	2921 RATTERMAN AVE 50 X 277.99 IRR-PT LOT 2 FRED MILLER SUB PARS 189 & PG 57B PAR 26 CONS
Legal Subdivision	FRED MILLER SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	10202

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2921 RATTERMAN AVE, CINCINNATI, OH 45211-7003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Jun 20, 2018	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 1996 · Amount on Record
Deed Sale	Oct 15, 1996 · Amount on Record
Deed Document Number	1996160207
Deed Book / Page	7180 / 4808
Last Transfer Date	Apr 19, 2002
Transfer Doc	0000081805
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2921 RATTERMAN AVE, CINCINNATI, OH 45211-7003
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	WESBANCO TITLE AGENCY LLC, WESBANCO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2921 RATTERMAN AVE, CHEVIOT, OH 45211-7003

Mortgage

Document Number	0000010783
Date	Feb 14, 2023
Book Page	14853/1275
Instrument	2023-0010783

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2921 RATTERMAN AVE, CINCINNATI, OH 45211-7003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052704
Date	Jun 20, 2018
Instrument	18-0052704

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,673.00 (+3.01%)	$43,201 (-) Land $7,245 Building $35,956	$123,430 (-) Land $20,700 Building $102,730
2024	$2,595.00 (-2.11%)	$43,201 (-) Land $7,245 Building $35,956
2023	$2,651.00 (+95.21%)	$43,201 (+118.68%) Land $7,245 Building $35,956	$123,430 (+118.69%) Land $20,700 Building $102,730
2022	$1,358.00 Homeowner's exemption	$19,755 Land $5,884 Building $13,871
2020			$56,440 Land $16,810 Building $39,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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