2920 Ranch Gate Rd, Chula Vista, CA 91914 Property Records

San Diego County property record for 2920 Ranch Gate Rd, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,903 sqft · built 2008
Lot Size0.679 acres (29,576 sqft)
OwnerCompany Name on File
Last Sale$820,000 (Aug 2009)
Tax Bill$13,009 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN595-861-46-00

Property Details

APN / Parcel Number

Primary APN595-861-46-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,903 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area29,576 sqft (0.679 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address2920 RANCH GATE RD
CityCHULA VISTA
StateCA
Zip91914-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SFE
Legal DescriptionLOT 86 TR 014922
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014922
Legal Block2
Legal Lot Number86
JurisdictionSAN DIEGO CA
Township / Civil DivisionJAMUL
Census Block Group2
Census Block2003
Census Tract21306

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Oct 29, 2021Grant Deed, Transfer · Conventional Mortgage
ARC HOME LLC
Oct 29, 2021Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Oct 29, 2021Grant Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2009 · Amount on File
Deed SaleAug 28, 2009 · Amount on File
Deed Document Number2009483799
Last Transfer DateOct 21, 2021
Transfer Doc0000756462
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201

Mortgage

Document Number0000335415
DateNov 26, 2025
Instrument2025-0335415
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 29, 2021
Property Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201
Document Number0000756463
Map ReferenceMAP 14922
Instrument DateOct 21, 2021
Instrument2021-0756463
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201

Mortgage

Document Number0000756464
DateOct 29, 2021
Instrument2021-0756464
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 29, 2021
Property Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201
Document Number0000756462
Map ReferenceMAP 14922
Instrument DateOct 21, 2021
Instrument2021-0756462
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 29, 2021
Property Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201
Document Number0000756465
Map ReferenceMAP 14922
Instrument DateOct 21, 2021
Instrument2021-0756465
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RANCH GATE RD, CHULA VISTA, CA 91914-5201

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,079,621 (+2%) Land $313,722 Building $765,899
2025$13,009.00 (+3.67%)$1,058,453 (+4.04%) Land $307,571 Building $750,882
2024$12,549.00 (+1.74%)
2023$12,334.00 (+3.02%)$1,017,354 Land $295,629 Building $721,725
2022$11,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber
1,000 / 1,000
Cox Communications
Fiber
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100

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