Buchanan County property record for 2914 Locust St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,062 sqft · built 1962 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $861 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2018 Sale + 1 more |
| APN | 06-5.0-15-002-001-079.000 |
| Primary APN | 06-5.0-15-002-001-079.000 |
|---|
| Building Area | 1,062 sqft Base Area |
|---|---|
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 271 ft deep x 25 ft wide |
| Street Address | 2914 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 15-57-35NWSUB: LOT: BLK:LGL DESC:COMM NW COR OF SEC E 784.32' S 25.09' CONT S 312.17' TO POB S 30.28' SE 219.03' SE 52' N 112' W 50' N 25' W 199.62' TO POBB |
| Legal Range | 35W |
| Legal Township | 57N |
| Legal Section | 15 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 900 |
2914 Locust St is owned and occupied by two individuals who acquired it in December 2018.
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 26, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Dec 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 |
| Deed Sale | Dec 26, 2018 |
| Deed Document Number | 201811823 |
| Deed Book / Page | 3720 / 326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Document Number | 003766/116 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 3766/116 |
| Instrument | 2021008798 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 26, 2018 |
| Property Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Document Number | 003720/326 |
| Book / Page | 3720 / 326 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 2018011823 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Dec 26, 2018 |
| Property Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
| Document Number | 003720/328 |
| Book / Page | 3720 / 328 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 2018011824 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2914 LOCUST ST, SAINT JOSEPH, MO 64501-3416 |
The 2025 property tax bill for 2914 Locust St was $861, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+0.12%) | $12,040 Land $1,520 Building $10,520 | $63,390 Land $8,000 Building $55,390 |
| 2024 | $860.00 (+9.28%) | ||
| 2023 | $787.00 (-0.63%) | $12,030 (-) Land $1,520 Building $10,510 | $63,300 Land $8,000 Building $55,300 |
| 2022 | $792.00 | $12,030 Land $1,520 Building $10,510 | |
| 2021 | $63,300 Land $8,000 Building $55,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2914 Locust St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2914 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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