Fauquier County property record for 292 Waterloo St, Warrenton, VA 20186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,370 sqft · built 1919 |
| Lot Size | 0.519 acres (22,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,493 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6984-14-2781 |
| Primary APN | 6984-14-2781 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Finished Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,638 sqft (0.519 acres) |
| Garage Area | 624 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 534 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 134885 |
|---|---|
| Street Address | 292 WATERLOO ST |
| City | WARRENTON |
| State | VA |
| Zip | 20186-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 1 |
| Legal Subdivision | TOWN OF WARRENTON |
| Legal Lot Number | 1 |
| Jurisdiction | FAUQUIER VA |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930305 |
292 Waterloo St is owned and occupied by an individual.
Source: Fauquier County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 292 WATERLOO ST, WARRENTON, VA 20186-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Property Address | 292 WATERLOO ST, WARRENTON, VA 20186-3105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | CARDINAL SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 16781369 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 1678/1369 |
| Instrument | 202100004273 |
| Name | MIDLAND MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
The 2026 property tax bill for 292 Waterloo St was $3,493.
Source: Fauquier County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fauquier County |
| Municipality | Warrenton Town |
| Unified School District | Fauquier County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,493.00 | $390,300 Land $175,000 Building $215,300 | $390,300 Land $175,000 Building $215,300 |
| 2023 | $324,300 Land $135,000 Building $189,300 | $324,300 Land $135,000 Building $189,300 | |
| 2019 | $2,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 292 Waterloo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 292 Waterloo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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