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  5. Waterloo St

291 Waterloo St, Warrenton, VA 20186 Property Records

Fauquier County property record for 291 Waterloo St, Warrenton, VA 20186

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,610 sqft · built 1920
Lot Size0.764 acres (33,267 sqft)
OwnerIndividual Name on Record
Last Sale$498,500 (Nov 2017)
Tax Bill$5,734 (2026)
Deeds & MortgagesDec 2023 Transfer
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6984-15-3181

Property Details

APN / Parcel Number

Primary APN6984-15-3181
Alternative APNs
  • 732021700
  • 135976
  • 23783

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,610 sqft Finished Area
Gross Area3,404 sqft
1st Floor Area2,256 sqft
Basement Area282 sqft
Unfinished Basement282 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area33,267 sqft (0.764 acres)
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area592 sqft
Deck Area210 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number135976
Street Address291 WATERLOO ST
CityWARRENTON
StateVA
Zip20186-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionNOT PROVIDED. PARCEL NUMBER 23783
Legal SubdivisionCRESTWOOD KNOLLS
JurisdictionFAUQUIER VA
Township / Civil DivisionCENTER
Census Block Group2
Census Block2015
Census Tract930305

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address291 WATERLOO ST, WARRENTON, VA 20186-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2023Transfer on Death Deed, Transfer
Mar 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNIFY FINANCIAL CREDIT UNION
Nov 16, 2017Grant Deed
NOT AVAILABLE
Nov 14, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIFY FINANCIAL FEDERAL CREDIT UNIO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Prior SaleNov 14, 2017 · Amount on Record
Deed Document Number201710187
Deed Book / Page1560 / 888
Last Transfer DateDec 4, 2023
Transfer Doc0001760287
Record UpdatedSep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionFAUQUIER VA
Recording DateDec 4, 2023
Property Address291 WATERLOO ST, WARRENTON, VA 20186-2709
Document Number0001760287
Book / Page1760 / 287
Instrument DateDec 4, 2023
Instrument202300007271
Transaction TypeTransfer
Record UpdatedDec 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 WATERLOO ST, WARRENTON, VA 20186-2709

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAUQUIER VA
Property Address291 WATERLOO ST, WARRENTON, VA 20186-2709
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16741488
DateMar 5, 2021
Book Page1674/1488
Instrument202100002991
Lender
NameUNIFY FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate3.53%

November 2017: Grant Deed

Document TypeGrant Deed
JurisdictionFAUQUIER VA
Recording DateNov 16, 2017
Property Address291 WATERLOO ST, WARRENTON, VA 20186-2709
Document Number1560888
Book / Page001560 / 000888
Instrument DateNov 13, 2017
Instrument10187
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$499.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 WATERLOO ST WARRENTON VA 201862709, WARRENTON, VA 20186-2709

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAUQUIER VA
Recording DateNov 14, 2017
Property Address291 WATERLOO ST, WARRENTON, VA 20186-2709
Document Number1560483
Book / Page1560 / 483
Instrument DateNov 21, 2016
Instrument201700010093
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 WATERLOO ST, WARRENTON, VA 20186-2709

Mortgage

Document Number201700010094
DateNov 14, 2017
Instrument201700010094
Lender
NameUNIFY FINANCIAL FEDERAL CREDIT UNIO
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFauquier County
MunicipalityWarrenton Town
Unified School DistrictFauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,734.00 (+9.99%)$640,700 (+18.85%) Land $175,000 Building $465,700$640,700 (+18.85%) Land $175,000 Building $465,700
2025$5,213.00 (+37.15%)$539,100 (-) Land $145,000 Building $394,100$539,100 (-) Land $145,000 Building $394,100
2023$539,100 Land $145,000 Building $394,100$539,100 Land $145,000 Building $394,100
2019$3,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WARRENTON
serves 11,801 people · EPA ID VA6061600
Water SourceSurface water
Last State InspectionMay 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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