292 Underhill Dr, Napa, CA 94558 Property Records

Napa County property record for 292 Underhill Dr, Napa, CA 94558

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,201 sqft · built 1990
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jan 2022)
Tax Bill	$7,157 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-660-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-660-008-000`
Alternative APNs	`004-660-008` `00466008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,201 sqft Living Area
Gross Area	1,487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	004-660-008
Street Address	292 UNDERHILL DR
City	NAPA
State	CA
Zip	94558-6163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	LOT 7 CHARLSON PARK SUB UNIT NO 2 16R/M100 CC&R 1677/654;1739/140,2
Legal Subdivision	CHARLSON PARK #1,#2,#3
Legal Lot Number	7
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1001
Census Tract	200802

Owner

292 Underhill Dr, a condominium, is owned and occupied by an individual who bought it in January 2022.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	292 UNDERHILL DR, NAPA, CA 94558-6163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 29, 2018	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Mar 29, 2018 · Amount on File
Deed Document Number	2022122
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	0000028341
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jan 4, 2022
Property Address	292 UNDERHILL DR, NAPA, CA 94558-6163
Document Number	0000000122
Map Reference	MB 16 PG 100&101
Instrument Date	Dec 2, 2021
Instrument	2022-0000122
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	292 UNDERHILL DR, NAPA, CA 94558-6163

Mortgage

Document Number	0000000123
Date	Jan 4, 2022
Instrument	2022-0000123

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	292 UNDERHILL DR, NAPA, CA 94558-6163
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 UNDERHILL DR, NAPA, CA 94558-6163

Mortgage

Document Number	0000012889
Date	Apr 9, 2021
Instrument	2021-0012889

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 29, 2018
Property Address	292 UNDERHILL DR, NAPA, CA 94558-6163
Document Number	0000006484
Map Reference	MB16 PG100
Instrument Date	Mar 23, 2018
Instrument	2018-0006484
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	292 UNDERHILL DR, NAPA, CA 94558-6163

Mortgage

Document Number	0000006485
Date	Mar 29, 2018
Instrument	2018-0006485

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 292 Underhill Dr was $7,157, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,157.00 (+2.14%)	$573,687 (+2%) Land $258,700 Building $314,987	$573,687 Land $258,700 Building $314,987
2025	$7,007.00	$562,439 Land $253,628 Building $308,811
2023	$6,715.00 (+26.89%)	$540,600 Land $243,780 Building $296,820
2022	$5,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 Underhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Underhill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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