281 Underhill Dr, Napa, CA 94558 Property Records

Napa County property record for 281 Underhill Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,009 sqft · built 1953
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$9,052 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2018 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004-372-017-000`

Property Details

APN / Parcel Number

Primary APN	`004-372-017-000`
Alternative APNs	`004-372-017` `00437217`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,009 sqft Living Area
Gross Area	2,429 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	004-372-017
Street Address	281 UNDERHILL DR
City	NAPA
State	CA
Zip	94558-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	QUINTUS FARM LOT 1
Legal Subdivision	COVENTRY MANOR
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1001
Census Tract	200802

Owner

281 Underhill Dr is owned and occupied by an individual who acquired it in July 2017.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jan 5, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 5, 2018	Grant Deed, Transfer · FHA Mortgage BAY EQUITY
Jan 5, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 10, 2017	Intrafamily Transfer, Transfer · Line of Credit HOMESTREET BANK
Jul 11, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 5, 2017
Transfer Doc	0000015420
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 UNDERHILL DR, NAPA, CA 94558-6103

Mortgage

Document Number	0000037814
Date	Dec 15, 2021
Instrument	2021-0037814

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 5, 2018
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Document Number	0000000223
Instrument Date	Dec 22, 2017
Instrument	223
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	281 UNDERHILL DR NAPA CA 945586103, NAPA, CA 94558-6103

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jan 5, 2018
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Document Number	0000000222
Instrument Date	Dec 22, 2017
Instrument	222
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.90
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	281 UNDERHILL DR NAPA CA 945586103, NAPA, CA 94558-6103

Mortgage

Document Number	225
Date	Jan 5, 2018
Instrument	225

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 5, 2018
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Document Number	0000000224
Instrument Date	Dec 22, 2017
Instrument	224
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	281 UNDERHILL DR NAPA CA 945586103, NAPA, CA 94558-6103

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jul 10, 2017
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Document Number	0000015420
Map Reference	MAP1 PG38
Instrument Date	Jul 5, 2017
Instrument	2017-0015420
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMER TITLE CO OF NAPA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 UNDERHILL DR, NAPA, CA 94558-6103

Mortgage

Document Number	0000015421
Date	Jul 10, 2017
Instrument	2017-0015421

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 11, 2017
Property Address	281 UNDERHILL DR, NAPA, CA 94558-6103
Document Number	0000015479
Instrument Date	Jul 5, 2017
Instrument	15479
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	281 UNDERHILL DR NAPA CA 945586103, NAPA, CA 94558-6103

Tax Assessment & Valuation

The 2026 property tax bill for 281 Underhill Dr was $9,052, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,052.00 (+2.13%)	$730,003 (+2%) Land $328,443 Building $401,560	$730,003 Land $328,443 Building $401,560
2025	$8,863.00	$715,690 Land $322,003 Building $393,687
2023	$8,435.00 (+1.37%)	$687,900 Land $309,500 Building $378,400
2022	$8,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Underhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Underhill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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