292 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 292 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,816 sqft · built 1954
Lot Size	2.63 acres (114,563 sqft)
Owner	Individual Name on Record
Last Sale	$108,300 (Aug 2016)
Tax Bill	$987 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-99467-00`

Property Details

APN / Parcel Number

Primary APN	`029-99467-00`
Alternative APNs	`89-18-08-130-108.000-030` `500813010800029`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	114,563 sqft (2.63 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500813010800029
Street Address	292 TEST RD
City	RICHMOND
State	IN
Zip	47374-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	2.63A OFF W SIDE LOT 11 & 12 A R
Legal Subdivision	RUBYS OUTLOTS
Legal Lot Number	11-12
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1024
Census Tract	900

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	292 TEST RD, RICHMOND, IN 47374-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Transfer on Death Deed, Transfer
May 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST END BANK
Mar 18, 2019	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	20164211772
Last Transfer Date	Jun 9, 2023
Transfer Doc	2023004351
Record Updated	Sep 20, 2026

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 9, 2023
Property Address	292 TEST RD, RICHMOND, IN 47374-9520
Document Number	2023004351
Instrument Date	Jun 9, 2023
Instrument	2023004351
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 TEST RD, RICHMOND, IN 47374-9520

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	292 TEST RD, RICHMOND, IN 47374-9520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003807
Date	May 21, 2019
Instrument	2019003807

Lender

Name	WEST END BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2024

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 18, 2019
Property Address	292 TEST RD, RICHMOND, IN 47374-9520
Document Number	2019001986
Instrument Date	Mar 14, 2019
Instrument	2019001986
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 28, 2017
Property Address	292 TEST RD, RICHMOND, IN 47374-9520
Document Number	2017005088
Instrument Date	Jun 23, 2017
Instrument	2017005088
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 TEST RD, RICHMOND, IN 47374-9520

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 28, 2017
Property Address	292 TEST RD, RICHMOND, IN 47374-9520
Document Number	2017005088
Instrument Date	Jun 23, 2017
Instrument	2017005088
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 TEST RD, RICHMOND, IN 47374-9520

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (+2.49%)	$162,900 (+26.48%) Land $23,100 Building $139,800	$162,900 (+26.48%) Land $23,100 Building $139,800
2024	$963.00 (-30.57%)
2023		$128,800 (-1.6%) Land $17,200 Building $111,600	$128,800 (-1.6%) Land $17,200 Building $111,600
2022	$1,387.00 (+6.53%)	$130,900 Land $17,200 Building $113,700	$130,900 Land $17,200 Building $113,700
2021	$1,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Test Rd

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