291 Test Rd, Richmond, IN 47374 Property Records

Wayne County property record for 291 Test Rd, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1950
Lot Size	2.05 acres (89,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,648 (Sep 2025)
Tax Bill	$74 (2025)
Deeds & Mortgages	Jun 2006 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-45071-00`

Property Details

APN / Parcel Number

Primary APN	`029-45071-00`
Alternative APNs	`89-18-08-310-109.000-030` `500831010900029`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,954 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Asphalt
Lot Area	89,429 sqft (2.05 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,200 sqft
Parking Spaces	8 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500831010900029
Street Address	291 TEST RD
City	RICHMOND
State	IN
Zip	47374-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W D NW SEC 8-13-1 2.053A
Legal Range	1
Legal Township	13
Legal Section	8
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2013
Census Tract	900

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	291 TEST RD, RICHMOND, IN 47374-9520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 2, 2025	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2024	Warranty Deed, Transfer
May 30, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Sep 9, 2024
Deed Document Number	20256359
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	291 TEST RD, RICHMOND, IN 47374-9520
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006006837
Date	Jun 15, 2006
Instrument	2006006837

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 2, 2025
Property Address	291 TEST RD, RICHMOND, IN 47374-9520
Document Number	2025006359
Instrument Date	Aug 29, 2025
Instrument	2025006359
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 TEST RD, RICHMOND, IN 47374-9520
Investor	Possibly a Property Investor

Mortgage

Document Number	2025006360
Date	Sep 2, 2025
Instrument	2025006360

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 9, 2024
Property Address	291 TEST RD, RICHMOND, IN 47374-9520
Document Number	2024006175
Instrument Date	Sep 5, 2024
Instrument	2024006175
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 CANTERBURY TRL, RICHMOND, IN 47374-6682
Investor	Possibly a Property Investor

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	May 30, 2019
Property Address	291 TEST RD, RICHMOND, IN 47374-9520
Document Number	2019004039
Instrument Date	May 30, 2019
Instrument	2019004039
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$74.00 (-86.67%)	$32,300 (+16.19%) Land $21,100 Building $11,200	$32,300 (+16.19%) Land $21,100 Building $11,200
2024	$555.00 (-36.28%)	$27,800 (+7.75%) Land $18,000 Building $9,800	$27,800 (+7.75%) Land $18,000 Building $9,800
2023		$25,800 (-0.77%) Land $15,700 Building $10,100	$25,800 (-0.77%) Land $15,700 Building $10,100
2022	$871.00	$26,000 Land $15,700 Building $10,300	$26,000 Land $15,700 Building $10,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2017–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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