292 Smith St, Clio, MI 48420 Property Records

Genesee County property record for 292 Smith St, Clio, MI 48420

Property Summary

Property Type	Commercial
Lot Size	5.93 acres (258,311 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2001)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-22-200-112`

Property Details

APN / Parcel Number

Primary APN	`51-22-200-112`

Interior

Units	95 Units

Exterior

Lot Area	258,311 sqft (5.93 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	292 SMITH ST
City	CLIO
State	MI
Zip	48420-2018
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-4
Legal Description	A PARCEL OF LAND BEG N 0 DEG 21 MIN 59 SEC W 659.93 FT & N 89 DEG 08 MIN 59 SEC W 674.11 FT FROM E 1/4 COR OF SEC TH C ONT N
Legal Range	06E
Legal Township	09N
Legal Section	22
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	2
Census Block	2011
Census Tract	10110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11900 BISCAYNE BLVD, NORTH MIAMI, FL 33181-2743
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2001 · Amount on Record
Deed Sale	Sep 20, 2001 · Amount on Record
Deed Document Number	200192972
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	292 SMITH ST, CLIO, MI 48420-2018
Document Number	0000067918
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	11900 BISCAYNE BLVD #262 NORTH MIAMI FL 331812756, 262, NORTH MIAMI, FL 33181-2756

Mortgage

Document Number	0000067918
Date	Oct 25, 2017
Instrument	67918

Lender

Name	HUNT MTG CAP LLC
Address	230 PARK AVE # 19TH, NEW YORK, NY 10169-0005

Agreement

Amount	Amount Recorded
Term	420 Months
Due	Oct 24, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20